CIT Bank Platinum Savings Bonus
CIT Bank is offering a bonus of up to $300 for customers who open a new Platinum Savings account, or existing customers who already have the account. This offer is available nationwide and you can open the account online. The Platinum Savings account now earns 3.75% APY with a balance of $5,000 or more. Let’s see how this bonus works.
How to Earn This Bonus
Open a new Platinum Savings account with the promo code PS2025. To meet the promotion requirements, make one or more deposits within the 30-day period after you open a new account or enroll your existing Platinum Savings account. Only new funds deposited or transferred from outside of CIT Bank count toward bonus eligibility.
CIT Bank will calculate your bonus 30 days after you open your Platinum Savings account or enroll your existing account using the promo code PS2025. If you meet the promotion requirements, your bonus will be added to your account within 60 days of qualifying (up to 90 days after account opening).
About This Account
Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance.
APYs — Annual Percentage Yields are accurate as of November 20, 2025: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
Are You Eligible?
Here are the eligibility details for this bonus:
- This promotion is available nationwide for new and existing customers.
- There is a limit of one Platinum Savings promotional offer per account and per Primary customer. If multiple Platinum Savings accounts are opened, only one account per primary account owner is eligible.
- Custodial accounts and Trust Accounts are not eligible.
Account Fees
- The Platinum Savings account has no monthly fees.
Guru’s Wrap-Up
This limited-time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 9, 2025, and can end at any time without notice.
You just need to fund the account within 30 days, and have the required balance on day 30. So you can deposit the money on day 28 for example and then take it out on day 32. But even if you keep the money in the account, you a earn a good rate of 3.85%.
Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. You can also access bonuses available in your state by visiting dannydealguru.com/tag/NY-bank-bonus/. Just replace NY with your state or with “nationwide”.
💡 Link & Full Details
- OFFER PAGE
- Max Bonus: $300
- Account Type: Platinum Savings
- Availability: Nationwide
- Type of Inquiry: Soft pull
- Direct Deposit Requirement: No
- Other Requirements: $50K deposit
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Account Closing Fee: Unknown
- Expiration Date: 1/28/26
