This is a great card for people that spend a lot of money on dining and gas and love cash back instead of points/miles. The Chase AARP Rewards Credit Card will give you unlimited 3% back on restaurant and gas station purchases (some gas station sell GCs). And there’s no annual fee.

The also have a $100 sign up bonus when you spend $500 within the first 3 months of opening your account.

Even though this is a AARP branded card, you do not have to be an AARP member to apply. Just leave the AARP number field empty when filling out the application.

Card Details

• $100 cash back after you spend $500 in the first 3 months of opening your account
• 3 points per $1 you spend (3% cash back) at restaurants and gas stations (unlimited)
• 2 points per $1 you spend (2% cash back) on airfare and hotels when you book through Chase’s toll-free travel redemption number
• 1% cash back on everything else (unlimited)
• NO annual fee
• 3% foreign transaction fee