Capital One sent me an offer by email to earn as much as a $1,000 bonus with a Spark Business Savings account. But in order to get that bonus, you need to deposit $250K and keep in the account for 6 months. Offer might be targeted, but it shouldn’t really matter. Obviously a terrible offer, and you can easily do much better with lots of other accounts that offer at least over 1% interest.

Offer Requirements

To qualify, customers must increase their average daily balance from their current balance on their Spark Savings account before 12/12/2017.

• Customers with a Capital One Spark Savings account who reach and maintain an average daily account balance of at least $25,000 for each month during the six months after 12/12/2017 will receive one payment of $100.
• Customers with a Capital One Spark Savings account who reach and maintain an average daily account balance at least $250,000 for each month during the six months after 12/12/2017 will receive one payment of $1,000.

Offer Terms

• Customers who qualify for the $1,000 bonus do not qualify for the $100 bonus.
• Payment will be credited to the Spark Savings account by July 31, 2018.
• The offer begins on 11/15/2017 and expires on 12/12/2017.
• The offer is available to Capital One Spark Savings account customers who receive this email from capitalone@sparkbusiness.com directly.