Capital One $250 Checking Bonus with No Direct Deposit Requirement (Nationwide)

Capital One $250 Checking Bonus

Capital One is offering a $250 bonus for customers who open a new 360 Checking account. The offer is available nationwide and it doesn’t require a direct deposit. Let’s see how this bonus works, and who is eligible.

How to Earn This Bonus

Here’s how you can earn this $250 bonus:

• Open a 360 Checking account on or after December 10, 2025  using promotional code DEBIT250.
• Use your 360 Checking debit card for qualifying transactions at least 20 of $10 or more within 75 days of account opening.
  • A Qualifying Transaction is a transaction above $10 where your 360 Checking Debit Card is used.
  • Only in-person and online transactions with your debit card will qualify as purchases.
• Capital One will deposit the bonus into your account after the requirements listed above are completed. See below for when the bonus will be posted.

Are You Eligible?

Here are the eligibility details for this bonus:

• If you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2024, you will be ineligible for the bonus.
• Bonus is only valid for one new 360 Checking account.
• This offer is available online and nationwide.

Account Fees

• The 360 Checking account has no monthly cycle service charge and no minimum balance required to open or maintain the account.
• There’s no early closing fee for this account but if your account is in default, closed or suspended, or otherwise not in good standing before you receive the bonus, you will not receive the bonus. No minimum balance is required to be maintained in order to receive this bonus.

Guru’s Wrap-Up

With this offer from Capital One you can earn $250 for opening a new checking account and making 20 debit transactions of $10 or more within 75 days. While that might require a bit of work, some people prefer these offers that do not require a direct deposit.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. You can also access bonuses available in your state by clicking the article tags below, or visiting dannydealguru.com/tag/NY-bank-bonus/. Just replace NY with your state or with “nationwide”.

And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

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💡 Link & Full Details

• OFFER PAGE
• Max Bonus: $250
• Account Type: 360 Checking
• Availability: Nationwide
• Type of Inquiry: Soft pull
• Direct Deposit Requirement: No
• Other Requirements: 20x$10 debit transactions in 75 days
• Credit Card Funding: None
• Monthly Fee: None
• Early Account Closing Fee: None
• Expiration Date: None

HT: Doctor of Credit

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