BofA Targeting Some Inactive CC Accounts With $150 Statement Credit Offer

Bank of America is targeting some of their customers who haven’t used their credit cards in a while with statement credit offers. Offers are sent by email or you’ll be able to see them in your account when you log in online.

The best offer mentioned is a $150 statement credit after spending $500 in three months. That’s a great bonus with no inquiry at all on your credit report. Another offer is for just $25, but it’s still something.

I checked my BankAmericard Cash Rewards Visa Signature card that I haven’t used in months, but there was no offer. Check your accounts and hopefully you’ll see an offer and let me know in the comments if you see anything interesting.

HT: DoC

2 thoughts on “BofA Targeting Some Inactive CC Accounts With $150 Statement Credit Offer”

I got the offer. I called the 1-800 number. They ask for your name and credit card number. Me being a suspicious person, I did not want to give them my credit card number until I was sure it was really BOA. I was concerned because I went on line and did not see this offer under my VISA Rewards section of my BOA on line account. I gave them my name, date of birth and zip code, then they gave me the last 4 numbers of my credit card number and my available credit line so that convinced me. And I had to then give the my password on my account. I was then “enrolled” into the offer. If I spend $500 in the next 90 days (which is a no brainer), beginning today, I’ll get a statement credit for $125. It will take 6 to 8 weeks for the credit to post AFTER I’ve completed the 90 days / $500 purchase requirement. So chances are, I’ll make the charges and pay it off long before I get the credit. When the credit posts and if I have no balance, I will see a negative balance (credit balance) on my statement. All this according to the very nice lady I spoke to on the phone. No hard sell. No product promotions, just want me to start using my card again. They read you a disclosure statement that says that the $125 bonus may be reported to you as 1099 income for tax purposes. Seems legit to me so I’m in! I asked about what charges qualify, she said “anything” ….. gas, groceries, etc. What a deal.