Best No Interest Credit Cards This Month

March 14, 2020

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Best No Interest Credit Cards This Month

Table of Contents

Best No Interest Credit Cards This Month
HSBC Gold Mastercard
Amex EveryDay Credit Card
Capital One® Quicksilver® Cash Rewards
Wells Fargo Cash Wise
Capital One SavorOne
Chase Freedom Unlimited
Discover it
Chase Slate
Chase Ink for Business Cash

A new credit card can be enticing for many reason. Often here on the site I write about cards offering big welcome bonuses. But there are other cards that offer a different type of incentive. A credit card with low-interest or no interest at all for a certain number of months can save you money by reducing the cost of debt. When you’re paying less in interest, you can pay it back more quickly. Clearly a card with a 0% intro APR period will save you the most on interest in the short term. You can often find an introductory interest-free period of a year or more in several cards. This is a list of the best no interest credit cards this month. I have included cards that also offer some kind of welcome bonus and an option for small businesses.

HSBC Gold Mastercard

Introductory Rates

0% intro APR on purchases for 18 months
0% intro APR on balance transfers for 18 months. Balance Transfers must be posted within the first 60 days.
- Fee of either $10 or 4%, whichever is greater, will apply on each balance transfers.

Other Details

No annual fee

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Amex EveryDay Credit Card

Introductory Rates

0% intro APR on purchases for 15 months
0% intro APR on balance transfers for 15 months. Balance Transfers must be posted within the first 60 days.
- $0 balance transfer fee within 60 days of account opening.

Other Details

Earn 10K Membership Rewards points after $1,000 in purchases in your first 3 months
2x at US supermarkets on up to $6,000 per year, plus 20% bonus when you make 20 purchases a month
No annual fee

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Capital One® Quicksilver® Cash Rewards

Introductory Rates

0% intro APR on purchases for 15 months
0% intro APR on balance transfers for 15 months
- 3% transferred balance fee during the first 15 months

Other Details

One-time $150 welcome bonus after you spend $500 on purchases within 3 months from account opening
Unlimited 1.5% Cash Back on every purchase
No annual fee

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Wells Fargo Cash Wise

Introductory Rates

0% intro APR on purchases for 15 months
0% intro APR on balance transfers for 15 months
- Introductory fee of either $5 or 3% of the amount of each balance transfer during the first 120 days

Other Details

One-time $150 Cash Rewards bonus after you spend $500 on purchases within 3 months from account opening
Unlimited 1.5% Cash Rewards on every purchase
Use digital wallet purchases, like Apple Pay or Google Pay, to earn 1.5% Cash Rewards during the first 12 months from account opening
No annual fee

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Capital One SavorOne

Introductory Rates

0% intro APR on purchases for 15 months
0% intro APR on balance transfers for 15 months
- 3% fee on the amounts transferred within the first 15 months

Other Details

One-time $150 welcome bonus after you spend $500 on purchases within 3 months from account opening
Unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% everywhere else
No annual fee

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Chase Freedom Unlimited

Introductory Rates

0% intro APR on purchases for 15 months
0% intro APR on balance transfers for 15 months
- 3% intro balance transfer fee when you transfer a balance during the first 60 days, with a minimum of $5. The fee for future balance transfers is 5% of the amount transferred, with a minimum of $5.

Other Details

One-time $200 welcome bonus after you spend $500 on purchases within 3 months from account opening
Unlimited 1.5% cash back on all purchases.
No annual fee

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Discover it

Introductory Rates

0% intro APR on balance transfers for 14 months
0% intro APR on balance transfers for 14 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2020.
- Intro fee of 3% for transfers that post to your account by June 10, 2020. After that, 5% of the amount of each transfer.

Other Details

$50 statement credit after making a purchase within three months of account opening
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter. Unlimited 1% cash back on all other purchases.
No annual fee

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Chase Slate

Introductory Rates

0% intro APR on purchases for 15 months
0% intro APR on balance transfers for 15 months. Balance Transfers must be posted within the first 60 days.
- $0 balance transfer fee within 60 days of account opening.

Other Details

No annual fee

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Chase Ink for Business Cash

Introductory Rates

0% intro APR on purchases for 12 months

Other Details

$500 welcome bonus after you spend $3,000 on purchases in the first 3 months after account opening
Earn 1.5% Cash Back rewards on every purchase made for your business.
No annual fee

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DannyDealGuru has partnered with CardRatings for our coverage of credit card products. DannyDealGuru and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.