Amex Pay Over Time Bonus, Enroll to Get 10K Membership Rewards Points (New Link, Check if You Qualify)

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Amex Pay Over Time Bonus

Amex Pay Over Time Bonus

American Express is once again targeting some cardholders with an offer to earn 10,000 Membership Rewards points just for enrolling in “Pay Over Time” program. We see this Amex Pay Over Time bonus from time to time, and now there’s a new link again where you can check if you’re targeted. This offer is for charge cards.

What Is Pay Over Time

The “Pay Over Time” program is available for American Express charge cards and it basically makes them credit cards, as you don’t have to pay in full by your due date. DON’T DO THIS. Always pay your credit card balances in full. But it is an option that you can sign up for, without having to actually use it. Wait for a bonus to sign up to do so. American Express currently offers these charge cards:


American Express if offering 10,000 Membership Rewards points when you sign up and are approved for ‘Pay Over Time’ on your charge card. This is a targeted offer. Amex has sent it to some members by mail or email. There’s no hard inquiry to opt in ‘Pay Over Time’. Here’s some links that you can test out, and a new one was added today.

Offer Terms

  • Must be targeted for this offer
  • Must be enrolled in Membership Rewards Program from American Express
  • Only one offer per American Express OPEN Business Card account
  • Points will be credited within 6-8 weeks after enrolling

Guru’s Wrap-Up

This Amex Pay Over Time bonus is quite generous. You get 10,000 Membership Rewards points with less than 30 seconds of work. If you are targeted, then is definitely worth it. There’s no hard inquiry and you do not actually have to carry a balance to get the bonus. Just need to sign up. Even if you didn’t receive an email, make sure you check if you’re eligible if you have an American Express charge card.


All information about the American Express credit cards mentioned in the article has been collected independently by

DannyDealGuru has partnered with CardRatings for our coverage of credit card products. DannyDealGuru and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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