Amex Kabbage Checking Bonus, Get $300 Plus 1.10% APY

Amex Kabbage Checking bonus

Amex Kabbage Checking Bonus, Get $300 Plus 1.10% APY

Update (Oct. 3, 2021) – This offer is back again and this time it is publicly available through December 15, 2021. All requirements and details are still the same.

Read the original article below (Jul. 22, 2021):

American Express launched its first ever checking account last month, called Kabbage Checking. This is an account for small businesses that offers an impressive annual percentage yield of 1.10%. But now there is also a $300 bonus for new accounts, with very easy requirements. The offer was first sent out by email to select customers only. But now there’s also a public link that should work for everyone. Let’s check the details of this Amex Kabbage Checking bonus.

Update: This offer is actually targeted and you must have received the offer directly by mail or email, even though there was a public page and the offer shows at the default link for the account. It is “only available to a limited segment of customers as an initial test.” This is what I was told by a communications representative at Kabbage by email.


To be eligible to earn the $300 cash deposit, you must:

  1. Apply and be approved for Kabbage Checking account by 9/8/2021 at 11:59 p.m. ET and
  2. Successfully complete 5 debit card purchases within 60 days of account opening.

Any transactions that have not cleared within 60 days of account opening do not qualify. Your Kabbage Checking account must be open at the time of fulfilment of this cash deposit. Once you have completed all the above requirements, the $300 cash deposit will be deposited into your Kabbage Checking account within 8-12 weeks of the date your account was opened.


  • Offer is available nationwide.
  • Limit one offer per Kabbage Checking account.
  • Offer is nontransferable and cannot be combined with any other offer.


The account has no fees.

Guru’s Wrap-up

Kabbage Checking is a no-fee digital account that pays 1.10% interest on up to $100,000 in balances. That’s better than most accounts. It includes mobile check deposits, a debit card, bill pay and targeted savings features as well as access to a network of ATMs and retail locations for cash transactions. Now there’s also a $300 bonus that makes it even better. The requirements are very easy to get the bonus. You just need to complete 5 debit card purchases within 60 days of account opening.

Kabbage Checking account funds are FDIC-insured up to the allowable limits through Green Dot Bank, which backs these accounts for American Express.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

Offer Details

  • Account Type: Kabbage Checking
  • Availability: Nationwide
  • Inquiry Type: Unknown
  • Credit Card Funding: Unknown
  • Direct Deposit Requirement: No
  • Other Requirements: 5 debit card purchases within 60 days
  • Monthly Fee: No
  • Closing Account Fee: Unknown
  • Expiration Date: 9/8/21 12/15/21

HT: Doctor of Credit

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4 thoughts on “Amex Kabbage Checking Bonus, Get $300 Plus 1.10% APY”

  1. I applied and was turned down. I wonder if that has anything to do with being dumped by Serve, a few years ago lol.

  2. I called and they told me that if you applied after 7/18 you will get the bonus. But they couldn’t tell me anything specific about my application. I opened the account already two days ago and i will compete requirements soon. The bonus was there on the page, and I have a screenshot too. So I’m filing a CFPB complaint if they don’t issue it.

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