One of the perks of American Express credit cards if that you can often start using them as soon as you are approved. If you have a large purchase, it could be worth applying for an Amex card and using it right away to work towards the signup bonus. Instead of waiting for a physical card to come in the mail, you will get an instant credit card number andย a temporary 4-digit CID number. So you can go ahead and use the card online.
But American Express doesn’t always issue these instant credit card numbers. Sometimes you will see a message with an apology for the number not being issued. But if you are lucky, you can receive an apology and a bonus. This bonus will vary, but today I saw an image posted on reddit with probably the biggest ever bonus for these occasions.
That’s a whopping $315 in the form of a statement credit, for not issuing an instant card number for a Hilton Aspire card. That almost takes care of the annual fee.
Guru’s Wrap-Up
Getting these bonuses is not guaranteed. Even if you do get them, $300+ bonuses should be super rare. Let me know in the comments if you’ve been offered these bonuses in the past and what amounts have you received. Has anyone done better than $315?

