New Signup Bonus! Get 125K Points With Hilton Surpass Card When You Spend $4K In 6 Months

American Express has released a new highest ever bonus for the Hilton Surpass card. The highest ever signup bonus we had seen was 100K Hilton points but now the new offer will give you 125K points instead. This is still not the best offer ever, but it is a pretty good one.

125K Points With Hilton Surpass Card

Offer & Requirements

Earn 100,000 Bonus Points after you spend $3,000 or more in purchases with your new Card within the first 3 months of Card Membership and an additional 25,000 Bonus Points after you make an additional $1,000 in purchases with your new Card within your first 6 months. Offer expires 1/17/2018.

Annual Fee: $95 ($75 if application received before January 18, 2018). Annual fee is not waived.

Card Benefits

This is the best earning card for paid stays at Hilton Hotels with 12X Hilton HHonors Bonus Points per dollar so if you often pay for Hilton Hotels this would be a great card. We’ve also included it in our lists of Best Credit Cards For Restaurants and Best Credit Cards For Supermarkets And Grocery Stores.

Amex Hilton Surpass comes with Hilton Gold status (free breakfast) and if you spend $40,000 on eligible purchases on your Card in a calendar year and you earn Hilton Honors Diamond status through the end of the next calendar year.

The card will be converted into a Hilton Ascend card once the Amex Hilton cards lineup is upgraded next year. The fee will go up from $75 to $95 and you will also receive these extra benefits:

  • 10 free Priority Pass lounge passes
  • No foreign transaction fees
  • One Weekend Night Reward at a hotel or resort in the Hilton portfolio after spending $15,000 in purchases on the card in a calendar year

What Are HHonors Points Worth?

Hilton points are not the most valuable out there, but this is still a great offer for a no fee card. I’d say they’re worth around 0.4 cent a piece so this would be a bonus of about $320.

Hilton Honors program changed recently. There’s no more hotel categories. You can read about the changes here. You can check how many points a hotel stay will cost you with this new price check tool.


You can only receive personal Amex card bonuses once per lifetime, so if you have or have had the card in the past, you are not eligible.


This is a very good offer, and it is the highest points bonus we have ever seen, but yet, is not the best ever offer we have seen for the Hilton Surpass credit card. They previously had a 100K signup bonus that also came with a Free Night after paying the second annual fee. With that offer you were getting a free night after paying $75, with this one you get 25K Hilton points when spending an extra $1K. I would value the free night more than 25K plus $75, but nonetheless even the current offer is still a pretty good one.

If you recently applied for a 100K bonus, I would also suggest contacting American Express and asking to be matched to the new 125K bonus. It’s not guaranteed, but worth asking.

Guru’s Wrap-Up

This is a very good offer, and a surprising one, considering that the card will soon be gone. It should work even better for those with  Diamond Status that gets you upgrades and breakfast at lots of Hilton properties. As we mentioned above, the card will get some extra beenfits next year and the fee will be increased by $20 when it’s converted automatically to a Hilton Ascend card.

Will you apply? Let us know what you think of this offer.

Offer Details

  • Apply Here
  • 100,000 Hilton HHonors Points after $3,000 in purchases within 3 months
  • Extra 25,000 Hilton HHonors Points after additional $1,000 in purchases within 6 months
  • $75 Annual Fee (NOT waived the first year)
  • 12X Hilton HHonors Bonus Points per dollar on hotel or resort within the Hilton Portfolio
  • 6X Hilton HHonors Points per dollar on restaurants, supermarkets and gas stations
  • 3X Hilton HHonors Points per dollar on all other purchases
  • Expiration date:  1/17/2018

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