Unity One Credit Union, $200 Checking Bonus (KS, MN, TX)

May 5, 2023

Unity One Credit Union, $200 Checking Bonus (KS, MN, TX)

Unity One Credit Union is offering a $200 bonus for new checking customers. The offer is available online and in-branch, but only for residents of three states. Let’s see how this bonus works, and who is eligible.

Offer

Earn cash back for the following actions within 45 days of account opening:

Open a new Best Free Checking account
Receive:
- $100 bonus with recurring direct deposit of $1,000 or more per month.
- $200 bonus if direct deposit reaches $2,500 or more per month.

Your direct deposits need to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Micro-deposits, Person-to-Person (such as Zelle®) and bank transfers between your Unity One accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. APY = Annual Percentage Yield. The APY on a Best Free Checking account increases from 0.00% APY to 0.01% APY when account reaches $2,500+ per month. Recipient is responsible for applicable taxes. Allow up to 90 days from account opening to receive cash back deposit.

Are You Eligible?

Offer available in KS, MN, TX.
Must be 18 years of age or older to receive bonus offer.
Bonus offer valid for new Best Free Checking accounts only.
No other checking accounts qualify for bonus.
Member must not have a current or prior checking account with Unity One Credit Union.
One bonus offer per social security number or ITIN number.

Fees

The Best Free Checking account has no monthly balance requirement and no monthly service fees.

Guru’s Wrap-Up

This is a decent bonus for those who can easily switch their direct deposit. You need to receive $2,500 or more in order to get the maximum bonus of $200. I’m not sure if ACH transfers will work for this bonus, but let me know in the comments if you have done any offers at this bank in the past.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.