U.S. Bank Business Leverage Visa Card
The U.S. Bank Business Leverage Visa Card has an increased bonus of 75,000 points. That is worth $750. This is a card with no annual fee the first year and $95 after that. Employee cards are free. Also check out the U.S. Bank Business Cash Rewards Card that has a $500 bonus and up to 3.75% back on some categories.
75,000 bonus points will be awarded if you are approved for a new Leverage Business Rewards Card and eligible Net Purchases totaling $7,500 or more are made to the Account Owner’s Card within four months from account opening.
No annual fee for the first year, $95 thereafter. Plus, free employee cards.
- Earn 2X points per dollar spent on eligible net purchases made in the top two categories where you spend the most each month – automatically. See 48 categories here, and click each one for more sub-categories.
- 1% cash back on all other eligible net purchases.
- Redeem points for your choice of cash back, travel, gift cards and merchandise.
- No Expiration on cash back or limits on the total rewards you can earn.
- LEARN MORE
Points that you earn with the U.S. Bank Business Leverage Visa Card can be redeemed for cash, gift cards, travel and merchandise. Points usually have a value of 1¢ each.
There is no minimum requirement for statement credit, gift cards, travel or merchandise redemptions. For cash redemptions into a U.S. Bank checking or savings account, you can do it in $50 increments.
Applying for the Card
US Bank does NOT report business credit cards to personal credit bureaus, so that should help those trying to stay under 5/24.
You usually need to have a relationship with US Bank in order to get approved. That means having a bank account, or maybe another US Bank credit card.
This is a very good cash bonus for a business credit card, especially with the fee waived for the first year. The spending requirement is high though, at $7,500 within four months.
The earning is 2% for your top two categories and a lot of categories are included. If you complete your spending requirement in a 2% category, then you would be earning 12% cash back on $7,500.