U.S. Bank Business Cash Rewards, Get $500 Bonus Plus 3% Categories

U.S. Bank Business Cash Rewards

Update: This card is no longer available. It has been replaced by the new US Bank Triple Cash Back Business Card.

The U.S. Bank Business Cash Rewards World Elite™ Mastercard® has an increased bonus of $500. This is a card with no annual fee and free employee cards and also some good earning categories for businesses such as 3% at gas stations, office supply store and more. There is also a 25% annual bonus that increases these rates.

Offer

Earn $500 in cash back. Just spend $4,500 in eligible net purchases within the first 150 days of opening your account.

No annual fee.

Card Benefits

Earn 3% Cash Back at:
- Gas station
- Office supply store
- Cell phone/service provider
1% cash back on all other eligible net purchases.
25% Annual Bonus Based on your prior year’s Cash Rewards, up to $250.
No Expiration on cash back or limits on the total rewards you can earn.
0% intro APR on purchases and balance transfers for the first fifteen billing cycles

Applying for the Card

~~Application Page~~ (no longer available)

US Bank does NOT report business credit cards to personal credit bureaus, so that should help those trying to stay under 5/24.

Guru’s Wrap-Up

This is a good cash bonus for a business credit card. The spending requirement is high at $4,500, especially right now. But you have 150 days to complete the spending. It is a good card to have long terms since it has no annual fee and earns a good rate in some categories. There is also a 25% bonus based on the prior year’s Cash Rewards, but limited to a total of $250. That means that you can earn 3.75% (for the 3% categories) on up to $33,333 spend every year.

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