Schwab Amex Platinum, 100K Bonus with $5K Spending (Targeted)

American Express is targeted some customers with a great offer for the Schwab Amex Platinum card. If you are targeted, you can get a bonus of 100,000 Membership rewards points. The bonus offer was sent out by email, but there’s also a link where you can see if you are eligible.

Schwab Amex Platinum 100K bonus


  • Earn 100,000 Membership Rewards® points after spending $5,000 in purchases on your American Express Platinum Card® for Schwab in your first three months of Card membership.

And, as a Schwab client, you can use Membership Rewards® points for deposits by Schwab to your eligible account. (For example, 100,000 points = $1,250)

Hurry! Offer Ends 9/30/2019 | Annual Fee $550

Direct Link (must be targeted)

Offer Terms

  • Offer ends 9/30/2019
  • 100K Points Offer is a targeted promotion available only to select Schwab clients who were invited to participate.
  • This offer is not transferable or salable.
  • Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

Guru’s Wrap-up

The offer is targeted. On top of that, you must be eligible for the bonus. If you have had this card in the past, you can not get a bonus again. Not sure what card you’ve had? Here’s an easy way to check. If you are eligible, then it’s a great opportunity to add a big chunk of points to your membership rewards balance. You can get the signup bonus once for each flavor of the Platinum card.

100,000 Membership rewards points is as good as it get nowadays for Platinum cards. But keep in mind that you need to pay the $550 annual fee and cashing in on airline fee reimbursement is no longer easy. On the other side, you get all the travel perks that come with Platinum cards, so there’s definitely lots of value if you’re able to maximize everything that the card offers.


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