Rakuten Bonus for Bank of America Cards
Rakuten is once again offering elevated bonuses on select Bank of America credit cards. These offers can stack with the welcome bonuses available directly from Bank of America, making them a great opportunity for anyone looking to pick up an easy bonus on a no annual fee card. The Rakuten payout can be earned as cash back, or you can choose to earn Bilt Points instead. Here are the latest offers currently showing through Rakuten.
🔃 Update (May 3, 2026) – Rakuten bonus for Bank of America Travel Rewards Card is now $275 or 27,500 Bilt points. Customized Cash Rewards Card bonus is $75 or 7,500 Bilt points. Just keep in mind that in order to transfer Rakuten cash back to Bilt points at a 1:1 ratio, you now must have Bilt Elite Status (Silver, Gold, or Platinum).
🔃 Update (May 3, 2026) – Rakuten bonus for Bank of America Travel Rewards Card is now $300. Customized Cash Rewards Card bonus is $175.
🔃 Update (Apr 05, 2026) – Rakuten bonus for Bank of America Travel Rewards Card is now up to $250. Add the $250 bonus from Bank of America and you’re getting $500 for a no-fee credit card. (HT: Richard)
Original article:
Rakuten is offering an extra bonus for two Bank of America credit cards. We have seen similar offers in the past for select Chase credit cards, but currently there’s only a $25 extra bonus for Chase Freedom Unlimited.
The Bank of America bonuses are much better, as first reported by Doctor of Credit. Here are the two cards that are showing on Rakuten:
- Bank of America Travel Rewards Card:
$150$250 Cash Back - Bank of America Customized Cash Rewards Card: $75 Cash Back
These bonuses are showing for accounts that earn cash back or Bilt Points. You will not see them if your Rakuten account earns Membership Rewards points. They’re also in addition to the bonus that Bank of American is offering on these two cards:
- Bank of America Travel Rewards Card: 25,000 points
- Bank of America Customized Cash Rewards Card: $200 + 6% in one category for one year
That makes it a nice bonus for no-fee credit cards. You can earn $400 or $350+, depending on which card you choose.
If you don’t have a Rakuten account yet, you can sign up now for a $50 bonus.
