PayPal has a promotion for PayPal Credit customers with a discount of $20 on a purchase of $125 or more. This offer is best suited for those who already have PayPal Credit. If you don’t, then it’s not worth a hard pull for a $20 discount. This offer expires at 6:00 PM Pacific Time on January 28, 2020.

How to redeem your Coupon:

1. Shop for eligible items (see below for exclusions).
2. Enter the Coupon code in the redemption code field: PAYPALCREDIT
3. Pay for your item using PayPal Credit by 6:00 PM Pacific Time on January 28, 2020.

See promotion page here.

Offer Terms

This Coupon is a $20 discount off a minimum purchase of $125, valid from 6:00 AM PT on January 28, 2020 until 6:00 PM Pacific Time on January 28, 2020. Discount applies to the purchase price (excluding shipping, handling, and taxes) of eligible items on ebay.com. Eligible items exclude warranties and protection plans, as well as items from the Coins & Paper Money, Gift Cards & Coupons, Vehicles in eBay Motors, and Real Estate categories. Coupon must be used within a single transaction (and can include multiple eligible items), while supplies last. Subject to credit approval.

Max one-time use. Coupon does not apply to auction-style listings or purchases made through the Best Offer feature. Only eBay users paying with PayPal Credit and registered with an address located in the United States are eligible for the Coupon. Any unused difference between the discount amount, as shown on the Coupon, and the purchase price of an item(s) in a single transaction (or cart) will be forfeited.