New Shop Your Way 5321 Card Opens Applications, Get $100 Signup Bonus

New Shop Your Way 5321 Card

On November 3, 2025, Citi replaced the Shop Your Way® Mastercard® with a Citi ThankYou® Mastercard®. It was then announced that a new Shop Your Way® 5321 Visa® Credit Card would launch soon, issued by First Bank & Trust. Now applicants are open, and you can earn a $100 bonus if you apply and get ap[proved for this card.

Offer Details

  • Earn 100,000 Shop Your Way® Points on qualifying purchases of $1,000 or more made within the first 90 days of account opening.
  • OFFER LINK

The fine print says that the offer is only available for new Shop Your Way 5321 Visa accounts opened through 3/15/2026.

About This Card

  • Earn:
    • 5% Points on Gas, EV charging, rideshare (Uber, Lyft), car washes, tolls.
    • 3% Points on Groceries, Dining, Travel
    • 2% Points on Shop Your Way® Partner purchases
    • 1% Points on all other purchases
  • No Annual Fee

Guru’s Wrap-up

The old Citi Shop Your Way Mastercard use to get some great spending offers every few months and that has continued after the conversion to a Citi ThankYou® Mastercard.

It’s not clear if we will see these offers on the new Shop Your Way 5321 card as well. I don’t think we have seen any offers so far from those who have applied through targeted promotions.

HT: FrostieWaffles

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