NetSpend Savings Account were a good option to earn 5% back on you deposits. That rate was limited to up $5,000 but the interest rate is much higher than what you would get from the biggest banks.
Why the past tense? Because starting on July 1st, the 5% APY will be limited only to the first $1,000. Anything over that will earn only 0.50%. This will affect all NetSpend products.