Keesler Federal Credit Union, 5% APY on 7-Month CD (MS, LA)

Keesler Federal Credit Union has a great offer for a 7-Month CD. You can earn a 5% APY and there’s no maximum balance restrictions. A great offer, but there’s a catch. It is limited to only a few counties in MS and LA.

Keesler Federal Credit Union 5%

Keesler Federal Credit Union 5% APY

Open a 7-Month CD with at least $1,000 and receive 5% APY.

Type Min Bal Req Rate 2 APY 3
3 Month $1000 0.50% 0.50%
6 Month $1000 0.55% 0.55%
7 Month Special $1000 4.95% 5.00%
9 Month $1000 0.60% 0.60%
1 Year $1000 1.00% 1.00%
1 Year FirstStep $25 1.00% 1.00%
15 Month $1000 1.05% 1.05%
18 Month $1000 1.15% 1.15%
19 Month $1000 1.05% 1.05%
19 Month Special(opens in a new window) $1000 2.00% 2.00%
2 Year $1000 1.29% 1.30%
3 Year $1000 1.49% 1.50%
3 Year Bump Rate $1000 1.44% 1.45%
4 Year $1000 1.74% 1.75%
5 Year $1000 1.99% 2.00%

Link to offer.

Offer Terms

  • Minimum $1,000 deposit required; must be opened with 50% new funds not on deposit with Keesler Federal.
  • Offer valid for Consumer, Business, and IRA Certificates only.
  • Certificate will automatically renew at the current 6-month Certificate rate unless you indicate otherwise.


The offer is limited to those who

  • Live, work, worship or attend school in Forrest, Pearl River, Harrison or Hancock Counties or select census tracts in Jackson or Hinds County Mississippi.
  • Live, work, worship or attend school in select census tracts in St. Tammany or Orleans Parish Louisiana.

You also need to become a Keesler Federal Credit Union member


Early withdrawals are subject to penalty.

Guru’s Wrap-Up

A great offer but you need to live in the limited area listed above and become a member. If you qualify then you could earn a rate of 5% for 7 months, which is much higher than any other bank out there with no limits. Just make sure that you move your money once the 7 months are up since you will just get the regular rate after that. And I doubt it will be anywhere near 5%.


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