(Expired) ICBC-USA, Up To $185 Bonus For Checking/Savings (NY, CA)

Industrial and Commercial Bank of China (ICBC-USA) is offering a sign up bonus for their Checking and Savings accounts in NY and CA. This is the largest Chinese bank and it’s been in business for a while in the United States as well.

ICBC Bonus.jpeg

The bonus they’re offering comes in a few small parts that can add up to $185 in total, I believe. You will need to open a personal checking and savings and a business checking for maximum bonus, but it is a bit confusing and even after reading the terms a few times, I still can’t be certain. Here’s what you can earn:

  • $25 – Personal Checking with debit card
  • $50 – Combined package with checking/savings
  • $25 – Direct Deposit
  • $25 – Bill Pay
  • $50 – Business Checking with debit card
  • $10 – Online Banking and Paperless Statements

You need to open the personal checking account with a minimum of $500 in order to get the $25 bonus. For business checking, you need to have a $1,500 opening deposit in order to get $50.

You have to go in branch to open the accounts. They have three locations in New York and 10 more in California. In New York they have one branch in Chinatown in Manhattan, One in Brooklyn and one in Flushing in Queens.

ICBC Branches.jpeg


You can also earn $25 per referral. The referrer and the referree will each earn $25. Cash bonus for referrals will be paid 30 days after the account is opened. I don’t have an account yet, so I can’t refer anyone, but if you do, you;re welcome to post it in the comments below.

Offer Details

  • Apply in branch (See offer here)
  • Account Type: Personal Checking/Savings, Business Checking
  • Availability: NY, CA
  • Expiration Date: 12/31/2016
  • Inquiry Type: Soft pull
  • Credit Card Funding: No
  • Direct Deposit Requirement: Yes, any amount for $25 bonus
  • Monthly Fee: Waived with monthly direct deposit
  • Closing Account Fee: Must be kept open for 365 days


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