New FNBO Amtrak Credit Cards
Update: The new cards are now live and available for applications. The new Amtrak Guest Rewards Mastercard (no annual fee) has a 12,000 points bonus and the Amtrak Guest Rewards Preferred Mastercard ($99 annual fee) has a 30,000 points bonus. You can earn Apply here.
Amtrak Guest Rewards Preferred Mastercard
- Earn:
- 3 points per $1 spent on Amtrak travel purchases, including onboard purchases
- Earn 2 points per $1 spent on dining and travel, including transit and rideshare
- Earn 1 point per $1 spent on all other qualifying purchases
- Round-trip companion coupon upon account opening and card anniversary
- One-class upgrade upon account opening and card anniversary
- Station lounge pass upon account opening and card anniversary
- 20% rebate on Amtrak onboard food and beverage purchases in the form of a statement credit
- 5% point rebate when you book Amtrak reward travel
- Earn tier status faster with 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases
- World Mastercard® benefits including exclusive offers on ride-sharing, food delivery, online shopping, and more, as well as protection from identity theft and fraudulent purchases
- Points never expire as long as your account remains open
- No limit on how many points you can earn as long as your account is open
- No foreign transaction fees
- $99 annual fee
Amtrak Guest Rewards Mastercard
- Earn:
- 2 points per $1 spent on Amtrak travel purchases, including onboard purchases
- Earn 2 points per $1 spent on dining purchases
- Earn 1 point per $1 spent on all other qualifying purchases
- Receive a 10% rebate on Amtrak onboard food and beverage purchases
- World Mastercard® benefits including exclusive offers on ride-sharing, food delivery, online shopping, and more, as well as protection from identity theft and fraudulent purchases
- Points never expire as long as your account is open
- No limit on how many points you can earn as long as your account is open
- No foreign transaction fees
- No annual fee
Last year, Bank of America stopped taking new applications for the Amtrak Guest Rewards credit cards. There were rumors at the time that Amtrak and its Guest Rewards program could shift to a new credit card issuer.
In recent days it was revealed that Amtrak has selected First National Bank of Omaha (FNBO) to provide a new credit card program and service to existing cardholders.
FNBO already has a new page for the new credit cards. The company says it will be working closely together to provide a smooth transition to FNBO. The switch will happen on October 23rd, and you will receive your new cards in the mail in a plain white envelope in early October.
The new Amtrak Guest Rewards Mastercard (formerly Amtrak Guest Rewards Platinum Mastercard) will still be a no-fee credit card. The annual fee for the Amtrak Guest Rewards Preferred Mastercard (formerly Amtrak Guest Rewards World Mastercard) will go up to $99. Your account number, expiration date and 3 digit security code will change, but the benefits will remain the same and cards will still be issued by Mastercard.
It’s not clear what kind of signup bonus, if any, these cards will have.
The website linked above will provide a resource for frequently asked questions and updated information as FNBO completes this change.
HT: DoC
