Equifax suffered a huge data breach that affected almost all adults in the country. They settled for close to $700 million, which seems like a lot, but actually isn’t much. Everyone was supposed to get at least $125 and possibly up to $20,000. But that was if not enough people filed claims. The check amounts would likely be much much less. So the Federal Trade Commission told Americans to pick a different option, Equifax’s offer of free credit monitoring instead.

Related: See All Class Actions Settlement Rebates Here

Those who opted for cash payments, now have a new hurdle. They were notified recently that they have until October 15 to verify or amend their claim, or compensation will be denied. They need to show proof that they already have a credit monitoring service. That’s similar to the Yahoo settlement, but at least in that case it was spelled out beforehand. Here’s the text of emails that were sent out today:

You must either verify or amend your claim by October 15, 2019. If you do not, your claim for alternative compensation will be denied. To verify your claim for alternative compensation, you must provide the name of your credit monitoring service that you had in place when you filed your claim, or, You can amend your claim to request free credit monitoring instead of alternative compensation.

To verify or amend a claim, you can visit the official Settlement Website here.