Curve All-In-One Card Now Available in US

The Curve Card is an all in one card that aggregates multiple payment cards through its accompanying mobile app. The card is now live in the US for the first 100 people that joined the waitlist. The card has been available in Europe for a while now. It is a Mastercard and it runs as a credit card, even though it is a debit card.

Curve is offering 10% back for six months, on up to $10,000 in spend for new users. Currently you can only add Mastercard, Discover and debit cards to the Curve Card. That means that you can earn rewards when using Curve (1% cash back at many merchants after intro offer), an also get rewarded as usual for using your credit card. You can also go totally card-free by hooking up your Curve card to Apple Pay, Samsung Pay or Google Pay. Any card you add to Curve will work with them, even if your bank doesn’t. Your card statement will show as ‘CRV*XXXXXX’ with XXXXXX being the name of the original merchant, Head for Points reports.

It also has an interesting feature. If you paid with the wrong card, you can move transactions from one card to another, up to 30 days after the transaction was made. Simply tap the transaction you want to move, click “Go Back in Time®” and swipe to the card you’d like to pay with instead. This could be a very useful feature for those who try to maximize credit card rewards.

Another cool feature is that you can set up a backup card in case for any reason, your primary card is declined. That means that your Curve Card will (likely) never be declined.

Those who already have the card can also refer friends. You can post referrals in the comments.

HT: DoC