Citizens Launches New Suite of Mastercard Credit Cards
Citizens Bank has launched a new suite of Mastercard credit cards. That includes a premium Citizens Summit Reserve World Elite Mastercard with a $295 annual fee that is partially or fully waived for select customers. Other products include no-fee Citizens Summit™ World Mastercard®, Citizens Amp™ Mastercard® and Citizens Spring™ World Mastercard®. Check out the details below.
Citizens Amp™ Mastercard®
Perfect for those just starting their financial journey, Citizens Amp™ is a no-annual-fee card designed for individuals with limited or no credit history to help establish strong credit habits. Key features and benefits include:
- Access to learning tools, financial literacy content, and personalized support
- Opportunity for credit line increases and product upgrades after 6 months of positive credit behavior
- Rotating merchant offers (e.g., travel and entertainment discounts) through Mastercard Priceless®
Citizens Spring™ World Mastercard®
Ideal for customers focused on managing and paying down debt, Citizens Spring™ offers flexible options with no annual fee and a competitive low APR. Key features and benefits include:
- Save on interest with a low introductory APR designed to help reduce existing debt
- Consolidate balances with an extended 18-month balance transfer window
- Access to World Mastercard® benefits, such as Peacock, Lyft and Instacart, and Mastercard Priceless® experiences
Citizens Summit™ World Mastercard®
Built for customers with active, eventful lives, Citizens Summit™ makes everyday spending more rewarding with no annual fee. Key features and benefits include:
- Unlimited 3% cash back on dining and groceries
- Unlimited 1.5% cash back on all other purchases
- Low introductory balance transfer offers
- Access to World Mastercard® benefits, such as Peacock, Lyft and Instacart, Mastercard Priceless® experiences
Citizens Summit Reserve™ World Elite Mastercard®
Designed for those looking to get more from their financial success, Citizens Summit Reserve™ offers premium rewards and exclusive travel and lifestyle perks. Key features and benefits include:
- Unlimited 3% cash back on dining, groceries, and entertainment (including streaming, ticketed events, museums, and sports venues)
- Unlimited 1.5% cash back on all other purchases
- Over $950 value in product features1
- No foreign transaction fees and access to annual travel credits, including:
- $120 Lyft annual statement credit ($10/month)
- Up to $120 Global Entry/TSA PreCheck® application credit
- $140 airport lounge visit credits (4 visits)
- $99 Priority Pass Digital Lounge Membership – Access membership to 1,700+ airport lounges worldwide for a premium travel experience
- World Elite Mastercard® rewards and benefits that span travel, entertainment and lifestyle – including World Mastercard partners
- Access to a complimentary 24/7 Citizens Concierge service through World Elite Mastercard®, acting as a personal assistant for travel, dining, and special requests worldwide
This card has a $295 Annual Fee. But there’s a $200 fee waiver ($95 Annual Fee) for customers that maintain a Citizens Quest® Checking Account relationship, or full $295 fee waiver ($0 Annual Fee) for customers that maintain a Citizens Private Client(R) Checking account relationship.
