The Citi® Diamond Preferred® MasterCard has a great offer on purchases and balance transfers, one of the best out there. 0% Intro APR for 21 months (I don’t make a commission on this card). After that, the variable APR will be 11.99% – 21.99% based on your credit. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. This card has no annual fee.
There are no significant sign up bonuses for the card so it is mainly a card targeting those who are trying to erase some debt. 21 months is the longest period our there for an intro 0% APR.
With the Citi Diamond Preferred you can also earn Citi Easy Deals Points that can be redeemed for online deals on name-brand merchandise, gift cards and even local deals.
Card Details
- 0% Intro APR on purchases and balance transfers for 21 months
- After promotional period, variable APR will be 11.99% – 21.99%, based on your creditworthiness
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- No Annual Fee
- 1000 Citi Easy Deals Points as a Sign Up Bonus
- Earn 10% of your purchases each month as Citi Easy Deals Points
