Citi is sending out mailers with offers to earn as much as 60,000 ThankYou points bonus for new checking accounts. The offers contain a unique code, so you must have received one in order to qualify. The Citi Checking 60K TYP offer is valid until December 31st.
Citi ThankYou Checking Offers
- Citi Gold Account
- Earn 60,000 ThankYou Points when you spend $1,000 worth of debit card purchases and make one or more qualifying bill payments for two consecutive months.
- Citi Priority Checking
- Earn 50,000 ThankYou Points when you spend $750 worth of debit card purchases and make one or more qualifying bill payments for two consecutive months
- Citibank Account
- Earn 30,000 ThankYou Points when you spend $375 worth of debit card purchases and make one or more qualifying bill payments for two consecutive months.
- Basic Checking
- Earn 10,000 ThankYou Points when you spend $125 worth of debit card purchases and make one or more qualifying bill payments for two consecutive months.
Must open account with unique promo code before December 31, 2019. Check offer here with your own info.
Eligibility
Offer is only available to those who are targeted.
Must not currently have or have had an account a Citibank consumer checking account within last 180 calendar days.
Fees
The Citigold account for the 60K bonus requires an average monthly balance of $200,000. The Basic Checking account also has a very small bonus so it’s not worth the trouble. So let’s look at the other two options.
The 50K TYP bonus I think might be the best option. The account has a $30 monthly fee (waived with $50K balance), so you will have to pay a few months worth of fees until you get the bonus. Most likely it will cost you $90-$120.
The other option would be the 30K TYP bonus. The Citibank account has a $25 fee waived with $10K balance. You’ll just forfeit you interest that you might be getting somewhere else.
It also might be worth asking to have a month’s fee waived. Bank will do that for customers occasionally.
Guru’s Wrap-Up
These are good bonuses from Citi if you’re looking for some extra ThankYou points, but you need to have received a mailer with the offer and have that unique code. We have seen this Citi Checking 60K TYP offer is the past, and it’s usually extended every three months. Also check out this cash offer for up to $700 with a Citi checking/savings account, or $1,500 with Citigold.
