Open a new Free Rewards Checking account and a High Yield Savings Account with Citadel FCU and get $400. The promotion is only available in a few counties in PA. The offer oriignally expired on 7/21/2018, but now the expiration date has been removed.

Bonus Requirements

Earn up to $400 cash when you switch to Citadel.

• Open a checking account with a direct deposit of at least $500, and earn $300.
  • Direct deposit of $500 or more must post to new checking account within 60 days
• Plus, earn an extra $100 when you open a Citadel Credit Card or High Yield Savings Account.
  • Minimum balance required to open Citadel High Yield Savings – $10,000.
  • Minimum balance must be maintained in the High Yield Savings account for at least 30 days after account opening

To receive Cash Bonus(es), customer must contact Citadel by calling (877) 780-1615 or visiting a branch after completing requirements for each bonus. Checking account must be open for 60 days before Cash Bonus is awarded. Cash Bonus will be awarded after sixty days, once Citadel confirms the requirements have been met.

Eligibility

Bonus rewards points available to new checking customers only; One offer per household, per lifetime. Customer must not have closed a Citadel checking account within the last 12 months.

You must live, work, worship, or study in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties, or the city of Lancaster, PA. You also qualify if a member of your family or household is already a customer, regardless of where you live.

Fees

Free Rewards Checking doesn’t have any fees. But, if there’s no activity for 90 days, a $15 monthly inactivity fee will apply.

Savings account also has no fees.

Guru’s Wrap-Up

A great bonus with very relativity easy requirements. It is very limited though, just in the Philadelphia area. If you qualify, then this one is a no-brainer. Opening a credit card for a $100 bonus doesn’t make sense so the best option is a checking account and a savings account. One

You can also fund account with a credit card up to $500, which is a small added bonus on its own.

Offer details

• Apply Here
• Account Type: Free Rewards Checking + High Yield Savings
• Availability: PA (see above)
• Expiration Date: 7/21/2018 none
• Type of Inquiry: Soft pull
• Direct Deposit Requirement: $500
• Other Requirements: Deposit $10K for 30 days
• Credit Card Funding: Up to $500 (Set CA limit to $0 before funding)
• Monthly Fee: None ($15 fee after 90 days of inactivity)
• Closing Account Fee: None

HT: DoC