Capital One 360 Checking, $200 Bonus (Targeted)

Capital One 360 is offering again a targeted $200 bonus for new customers only for a new checking account. To qualify for the bonus, you must be the primary account holder, and this has to be your first 360 Checking Account (this includes former Electric Orange accounts, too). So people like me that already have had ( and I still have) a checking account with them, do not qualify. There’s been similar targeted offers for $400 previously.

360 Checking  200 Incentive. No fees  no minimums..jpeg

To earn the $200 bonus, you must open a 360 Checking Account between October 27, 2016, and January 31, 2017, 11:59p.m. ET using promo code KK4, and receive 2 direct deposits of $250 or more each within 60 days of your acceptance of account terms and conditions. You will receive the $200 credit to your checking account about 90 days after your acceptance of account terms and conditions. This offer cannot be combined with any other Capital One Bank new account opening offer.

Direct deposits must be an electronic deposit of one of the following: your paycheck for your employer, Social Security/pension or other government benefits. Direct deposit is subject to employer or other payor options.

The terms state in bold letters that the “OFFER IS STRICTLY NON-TRANSFERABLE AND ONLY AVAILABLE TO YOU”.  To see if you’re targeted, log into your Capital One credit card account and hopefully you’ll see the banner. During a previous bonus there were a few reports of success when calling in asking if they were targeted.

I really like Capital One 360. I signed up about 2-3 years ago for a bonus of $50 and have since made it my primary account. You can now do transactions in a Capital One locations as well, which was previously not possible. They also have a great app that works flawlessly for mobile deposits. It has also worked great for me to fulfill direct deposit requirements on most bank bonuses. Another great thing about this account is that it has virtually no fees at all.

Offer Details

  • Apply Now (Targeted)
  • Account Type: 360 Checking
  • Availability: Nationwide
  • Expiration Date: 1/31/2017
  • Inquiry Type: Soft Pull
  • Credit Card Funding: No
  • Direct Deposit Requirement: 2 direct deposits of $250 or more within 60 days
  • Monthly Fee: None
  • Promo Code: KK4
  • Closing Fee: Unknown

HT: r/churning

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