You Will Soon Need to Have the HMBradley Credit Card to Earn 3.00% APY

You Will Soon Need to Have the HMBradley Credit Card to Earn 3.00% APY

HMBradley is making some major changes to its platform and it will now be more difficult to earn a high interest rate on your deposits. You will now need to have the HMBradley Credit Card to earn 3.00% APY. These changes go into effect starting February 1, 2022. 

Once you have the HMBradley Credit Card, you’ll be eligible for a referral to apply for HMBradley’s enviable Deposit Account. The HMBradley Deposit Account already offers some of the highest interest rates available anywhere, rewarding you with a higher annual percentage yield (APY) based on how much you save each quarter. When paired with the HMBradley Credit Card, you can boost the APY on your HMBradley Deposit Account by three times (3x).

This are the updated APYs in HMBradley’s Savings Tier system, when you boost your APY with the HMBradley Credit Card through the Savings Tier Boost Promotion:

To qualify for the Savings Tier Boost Promotion, you must maintain a Deposit Account, meet the conditions for qualifying for a Savings Tier pursuant to the terms of the Deposit Agreement, and remain current and not in default on your Credit Card.

The HMBradley Credit Card offers dynamic cashback that automatically adjusts to your unique spending habits. Each billing cycle, you’ll earn 3% cashback on your top spending category (whether that’s a big ticket item or groceries), 2% cashback on your next biggest spending category, and 1% cashback on all other eligible purchases.

Existing HMBradley Credit Card customers must:

  • Have an active HMBradley Deposit Account and HMBradley Credit Card.
  • Qualify for a Savings Tier in your HMBradley Deposit Account.
  • Receive $2,500 in direct deposits each month to your HMBradley Deposit Account.
  • Spend $100 per statement cycle on the HMBradley Credit Card.

New HMBradley Credit Card customers must:

  • Have an active HMBradley Deposit Account.
  • Qualify for a Savings Tier in your HMBradley Deposit Account.
  • Claim your HMBradley Credit Card invitation by December 31, 2021.

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