Wells Fargo, $100 Checking Bonus (Select Cities)

Open a Wells Fargo checking account before May 4, 2016 and you can receive a bonus of $100. All you need to do is:

  • fund your new Wells Fargo checking account with at least $50 and
  • make 10 purchases and/or payments with your new Wells Fargo Debit Card within the next 60 days

Wells Fargo 100.jpeg

Unlike the previous offer, this one is not nationwide and it’s limited to only a few cities. You need to open the account in branch, only at participating Wells Fargo banking locations in the following areas:

  • Colorado Springs, CO;
  • Fargo-Valley City, ND;
  • Fresno-Visalia, CA;
  • Greensboro and Greenville, NC;
  • Greenville, SC;
  • Harrisburg, PA;
  • Idaho Falls, ID;
  • Jacksonville, FL;
  • Norfolk, VA;
  • Sacramento, CA;
  • Spokane, WA.

You need to go to the offer page and request a promo code.

All consumer checking accounts except Teen Checking are eligible for the $100 bonus. You do not qualify for the bonus if you have received any cash or cash-equivalent bonus through Wells Fargo consumer deposits in the past 12 months.

This is a decent offer, but Wells Fargo has had better deals in the past, up to $250 even, but those are a bit rare.

The good thing about having a Wells Fargo checking account, is that you can then apply for Wells Fargo credit cards. Even then, they’re a bit stingy with their approvals. I was declined more than a year ago for the Wells Fargo Cash Back Visa card. So I’ll give it another try now so I can get this $100 bonus plus 5% cash back for 6 months.

How to avoid fees

The best option is the Everyday Checking account which comes with a $10 monthly fee, or $5 when the primary owner is 17-24 years old. However the fee can be avoided with one of these options:

  • 10 debit card purchases and/or payments each statement cycle OR
  • $500 in qualifying direct deposits each statement cycle OR
  • Maintain a minimum daily balance of $1,500  OR
  • Linked to a Wells Fargo Campus ATM or Campus Debit Card

Offer details

  • Request Code Here (Open in branch)
  • Account Type: Everyday Checking
  • Availability: Select Cities (see list above)
  • Expiration Date: 5/4/2016
  • Type of Inquiry: Soft pull
  • Direct Deposit Requirement: No
  • Other Requirements: Fund with min. of $50 & make 10 debit purchases within 60 days
  • Credit Card Funding: Up to $50
  • Monthly Fee: $10 but can be waived
  • Closing Account Fee: None

HT: maximizing money

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