Wealthfront Cash Account, Get 1.27% APY Nationwide

Update 3/116/2020 – Rate lowered to 1.27% APY.

Update 11/1/2019 – Rate lowered to 1.82% APY.

Update 8/12/2019 – Rate lowered to 2.32% APY.

Wealthfront has a high yield Cash Account that is now offering the best rate out there. They have increased the APY from 2.51% to 2.57%. This is the highest offer we have seen for large amounts and without any required monthly activities. This is really a brokerage account, but there’s no investment necessary. You can open an account with as little as $1 and it is FDIC insured up to $1 million. The account doesn’t really have many options besides ACHs.

Wealthfront Cash Account

Offer Terms

  • FDIC insured up to $1 million.
  • Unlimited, free transfers.
  • No fees.
  • $1 minimum.
  • No additional deposit requirements.

Guru’s Wrap-Up

This is the best rate available nationwide for large amounts with no monthly activities required. You can open the account with just $1 and you’ll still get the 2.57% APY. There’s no debit cards or checks and you can use it for bill payments either. But you get unlimited free transfers. You can check other high yield accounts here.

Account Details

  • Offer Page
  • APY: 2.32%
  • Min/ Max Amount: Minimum $1. Maximum $1M, FDIC insured.
  • Inquiry Type: Soft
  • ChexSystems Pull: Yes
  • Credit Card Funding: No
  • Requirements: None
  • Monthly Fee: No

Let me know if you come across any other high interest account? Email me, so we can share it with other readers!

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