US Bank Adds More Flexibility to Real-Time Rewards

US Bank Adds More Flexibility to Real-Time Rewards

US Bank sent out email yesterday informing cardholders that they have more flexibility when using Real-Time Rewards. You can now redeem your cash back towards a purchase even when there’s not enough to cover the full purchase amount.

You can apply your current cash back toward a purchase and pay the rest with your U.S. Bank credit card. Here’s how it works:

  1. Receive a text after your purchase
  2. Reply REDEEM to apply your rewards
  3. Get a credit on your next statement
  4. Your card automatically pays the balance

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