Point Debit Card, 10% Back (Up to $50) on Target Purchases

Point card 10x target

Point Debit Card, 10% Back (Up to $50) on Target Purchases

If you have a Point Debit Card, you can currently earn 10X points on Target purchases. The card also earns 5X at other popular merchants such as Amazon, Best Buy, Whole Foods, Trader Joe’s and more. Keep in mind that this is a debit card that comes with a $49 annual fee, but if you take advantage of all the offers they throw at you, it should easily pay for itself. Check out the details of this latest spending offer.


Earn 10 points for each dollar spent on eligible purchases made using your Point Card at Target before 11:59 p.m. PDT, August 29, 2021. Points are redeemable for cash, where 1 point = $0.01 upon redemption. Offer valid in-store and on orders placed online at target.com and through the Target iOS or Android mobile applications. Each cardholder can earn up to a maximum of 5,000 points on eligible purchases during this offer period. 

Offer Terms

  • Excludes physical and electronic gift cards.
  • Not valid on purchases made through third-party retailers, websites, or mobile applications.
  • Points will be credited to your account within 30 days after charges appear on your Point billing statement.
  • Points may not be credited to, or may be taken away from, your account if qualifying purchases are cancelled or returned.

Guru’s Wrap-up

Check your app and you should see the offer there. It works for in-store and online purchases. You can spend a total of $500 to maximize this offer.

If you don’t have the card, you can apply now to get a $100 bonus when you spend $1,000 within 30 days. Some people are also able to refer for a $250 bonus, so that’s obviously much better. Open the link with a mobile device, so it download the app and the bonus is applied.

The point debit card has a $49 annual fee, but it has been offering some great spending bonuses so far. Just these two offers, for $30 and $35, made up for the annual fee.

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