Navy Federal Flagship Rewards Card Getting Major Refresh?

Navy Federal Flagship Rewards Refresh Rumored for September 10

Navy Federal Credit Union could be preparing a significant refresh of its Flagship Rewards Visa Signature Card. Multiple cardholders have reported that Navy Federal representatives have confirmed changes that are expected to take effect on September 10, 2026. For now, however, these details should still be treated as a rumor until Navy Federal officially announces them.

The biggest change would be an increase in the annual fee from $49 to $95. The card’s earning structure would also change considerably, improving travel and dining rewards while cutting the return on everyday purchases.

Rumored Changes

  • 4X points on travel, up from 3X
  • 3X points on dining, up from 2X
  • 1X point on everything else, down from 2X
  • New $100 airline statement credit
  • $95 annual fee, up from $49
  • Annual Amazon Prime credit eliminated
  • Up to $120 Global Entry or TSA PreCheck credit remains
  • Complimentary GigSky global mobile data plan remains

The new $100 airline statement credit would effectively replace the Amazon Prime benefit that has helped make the Flagship card an easy keeper for some cardholders. But at the same time the annual fee is jumping to $95.

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