Klarna Launches Premium and Max Memberships
Klarna has expanded its membership program with the introduction of Premium and Max plans for U.S. consumers, building on its existing Core and Plus plans.
While credit cards have long provided rewards and benefits, they usually comes with annual fees. Klarna’s memberships promise premium perks, including airport lounge access, travel insurance, and lifestyle subscriptions, without taking on debt or hitting a spending requirement.
The membership program is provided in partnership with WebBank, the issuer of the recently announced Klarna Card, a debit product combined with access to built-in flexible payment options. U.S. consumers who sign up for the Klarna Card can also opt into any of Klarna’s four membership plans—Core ($4.99 /month), Plus ($9.99/month), Premium ($19.99/month), or Max ($44.99 /month)—during the sign-up process.
U.S. membership customers can also convert their Klarna earned cashback directly to leading travel and hospitality partners, including top global airlines such as Air France–KLM, British Airways, and SAS; iconic hotel groups like Accor, Radisson, Global Hotel Alliance, and Wyndham. Check out more details for each membership below.
Premium
- Cost: $19.99 a month for more than $3,000 in perks and benefits per year
- Subscriptions to any of the following: AudioBooks.com, Blinkist, Care.com, ClassPass, Clue, Condé Nast (Vogue & GQ), Headspace, Laundryheap, The New York Times, Picsart
- 1.5% cashback everywhere when using Klarna balance
- Global travel protection
- 16g metal card (silver or black)
Max
- Cost: $44.99 a month for more than $5,000 in perks and benefits per year
- Subscriptions to any of the following: ASMALLWORLD, Audiobooks.com, Blinkist, Care.com, ClassPass, Clue, Condé Nast Digital Access, Headspace, Laundryheap, The New York Times
- 2% always-on cashback when using Klarna balance
- Comprehensive travel, rental-car, and cancel-for-any-reason protection
- Unlimited airport lounge access worldwide via LoungeKey Pass (1,800+ lounges and travel experiences)
- Exclusive 16g rose gold metal card
