InTouch Credit Union, High-Yield Checking Account with 6.17% APY
InTouch Credit Union is offering the best rate available for a high-yield checking account. You can currently earn 6.17% APY.
However there are some limitations, especially when it comes to eligibility. Plus there’s a maximum of $50,000 and a debit spending requirement. Check out more details below.
High-Yield Checking (HYC)
|Tiers||Monthly Debit Card Spend||Dividend Rate||Annual Percentage Yield|
|Default||<$500.00||0.05%||6.17% – 0.05%|
|1||$500.00 – $749.99||0.25%||0.25%|
|2||$750.00 – $1,499.99||0.75%||0.75%|
|3||$1,500.00 – $2,499.99||2.00%||2.02%|
Tier 4 is the best option. You need to spend at least $2,500 in debit purchases monthly to earn a 6.17% APY. You can see the offer here and open an account online.
You must live, work or worship in one of the following counties:
- TX: Collin, Dallas, Denton, Tarrant
- NV: Enterprise, Henderson, Las Vegas, North Las Vegas, Paradise, Spring Valley, Summerline South, Sunrise Manor, Whitney, Winchester
- MI: Oakland, Macomb, Genesee, Wayn
- VA: Fairfax, Loudon
ITCU membership is also offered to current/retired employees (as well as their family members) of any of the following companies, including their subsidiaries: Caesars/Harrahs, Core Logic, DXC, EDS, First American Financial, Hilton, HP, HPE, HPI, IHG, Keurig Dr Pepper Inc. and Service King. You can learn more here.
This is a great rate, but has a maximum of $50,000 and it requires $2,500 in monthly spend on a debit card. You would have to take into account the credit card rewards you’re leaving on the table. But if you max out the $50K it should still be a good deal.
If this offer is not for you, then you can check out more high-yield accounts here.
HT: Doctor of Credit