You Can Now Apply for Student Debt Cancellation

Apply for Student Debt Cancellation

Student Debt Relief Program

The White House announced Monday that the online application for federal student debt relief is live.

The application will be open through Dec. 31, 2023. But, borrowers who would like their balances adjusted before student loan payments restart in January should submit applications before Nov. 15, the White House said.

The application is available in English and Spanish, and accessible on mobile and desktop devices. The form needs just your date of birth, Social Security number and contact information. Applicants do not have to upload any documents.

How to Apply for Student Debt Cancellation

Here are some important details about the program and the relevant links.

What Is Federal Student Loan Debt Relief?

It’s a program that provides eligible borrowers with full or partial discharge of loans up to $20,000 to Federal Pell Grant recipients and up to $10,000 to non-Pell Grant recipients. Learn more here.

Who Qualifies?

  • Individuals who made less than $125,000 in 2021 or 2020
  • Families that made less than $250,000 in 2021 or 2020

If you filed federal taxes, your income requirements are based on your adjusted gross income (AGI), which tends to be lower than your total income. Your AGI can be found on line 11 of the IRS Form 1040.

How It Works

Apply today (but no later than Dec. 31, 2023). We’ll determine your eligibility and will contact you if we need more information. Your loan servicer will notify you when your relief has been processed.

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