E*Trade Savings Account Bonus
E*Trade is offering a signup bonus of up to $2,000 for its Premium Savings account. This offer is available nationwide and you can open the account online. You also get a boosted 3.75 APY for six month. Let’s go over the details
How to Earn This Bonus
- Open one new Premium Savings Account by 03/11/2026 with promo code SAVE26
- Deposit a minimum of $20,000 (or up to $200K+) in net-new funds over the first thirty (30) days following account opening.
- Maintain the balance for 45 after the 30-day funding period.
- After the requirements are satisfied, we will deposit the bonus within thirty (30) days following the end of the Maintenance Period.
Here’s are the bonus tiers:
| Deposit Tier | Minimum Balance | Cash Credit Tier |
|---|---|---|
| $20,000 – $49,999 | $20,000 | $300 |
| $50,000 – $74,999 | $50,000 | $750 |
| $75,000 – $99,999 | $75,000 | $1,000 |
| $100,000 – $199,999 | $100,000 | $1,500 |
| $200,000 or more | $200,000 | $2,000 |
Important Terms
- To be eligible for this cash bonus offer, you must apply a valid promotional code obtained through one of our authorized affiliate marketing partners at the time of account opening. This promotional code is intended for single use only and is non-transferable.
- This offer is not valid for Checking, Max-Rate Checking or line of credit, or other accounts that we or our affiliates offer. IRA and non-IRA Brokerage accounts are ineligible.
Are You Eligible?
Here are the eligibility details for this bonus:
- Bonus is available nationwide.
- This offer is only valid for a new Premium Savings Account.
- This offer is only eligible to one new opened and funded Premium Savings Account (PSA) within thirty (30) days.
- Excludes non-U.S. residents, and residents of any jurisdiction where this offer is not valid.
- Each customer is limited to a lifetime maximum of two new PSA cash bonus offers. Customer may only be enrolled in one PSA cash bonus offer at a time.
Account Fees
- This account has no monthly fees.
Boosted $3.75 APY
Besides the welcome bonus, this account will also earn a boosted rate of 3.75% APY for six months.
Simply open a new Premium Savings Account from Morgan Stanley Private Bank, National Association, Member FDIC, by the 3/11/2026 offer expiration date. Any funds you deposit up to the $10,000,000 maximum balance amount will automatically earn the boosted rate for six months from the account opening date.
Afterward, you’ll continue to earn their base rate, which is currently 3.35% APY. (find more details at etrade.com/ratesheet)
Guru’s Wrap-Up
This is a good bonus for those who have the available fund to move around. The offer ends soon so open the account now and then you have 30 days to fund it.
To enroll in the cash bonus, be sure to enter promo code SAVE26 when you open your new Premium Savings Account. You’ll get a cash bonus up to $2,000 based on the amount of qualifying funds you deposit and you’ll earn the boosted rate on your cash for six months.
So you’re keeping the money in the account just over 45 days if you time it right, and you will earn 1% with the top tier, and 1.5% with all the other tiers. Add the 3.75% APY for six months, and it becomes a pretty good deal.
Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses.
And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.
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💡 Link & Full Details
- OFFER PAGE
- Promo Code: SAVE26
- Max Bonus: $2,000
- Account Type: Premium Savings
- Availability: Nationwide
- Type of Inquiry: Soft pull
- Direct Deposit Requirement: $20K-$200K
- Other Requirements: None
- Credit Card Funding: None
- Monthly Fee: None
- Early Account Closing Fee: None
- Expiration Date: 3/1/26
