E*TRADE Premium Savings $800 Bonus
E*TRADE has a new bonus for customers who open a Premium Savings Account. You can earn up to $800 in cash with qualifying deposits, plus get a 4.25% APY for six months on eligible balances.
The offer is available through January 10, 2027, and requires promo code SAVE800 for the cash bonus. let’s look at the details.
How to Earn This Bonus
Open a new E*TRADE Premium Savings Account and use promo code SAVE800. You then have 30 days from account opening to deposit qualifying new money.
The bonus tiers are:
| Deposit | Bonus |
|---|---|
| $20,000 – $99,999 | $400 |
| $100,000+ | $800 |
After the initial 30-day funding period, you must maintain the required average daily balance for an additional 45 days. The bonus will then be deposited within 30 days after the maintenance period ends, or up to 105 days after opening the account.
Qualifying deposits must be net-new funds from outside Morgan Stanley Private Bank and its affiliates. Transfers from existing E*TRADE Checking, Max-Rate Checking or affiliated accounts do not count.
Get 4.25% APY for 6 Months
New Premium Savings Accounts opened during the promotional period also receive a fixed 4.25% APY for six months from account opening. No minimum deposit is required to qualify for the promotional APY, and eligible balances up to $10 million can earn the boosted rate.
After six months, the account automatically reverts to E*TRADE’s standard variable APY.
Are You Eligible?
This offer is available for new Premium Savings Accounts only.
E*TRADE says:
- Existing Premium Savings Accounts are not eligible.
- You can only be enrolled in one Premium Savings cash bonus offer at a time.
- Each customer is limited to a lifetime maximum of two Premium Savings Account cash bonus offers.
- Non-U.S. residents are excluded.
- Brokerage accounts, IRAs, Checking, Max-Rate Checking and lines of credit are not eligible for this promotion.
Account Fees
The E*TRADE Premium Savings Account has no monthly account fee and no minimum deposit required to open the account.
Guru’s Wrap-Up
This new E*TRADE offer combines a solid cash bonus with a guaranteed 4.25% APY for six months.
The $400 bonus requires $20,000, while depositing and maintaining at least $100,000 earns the full $800. The money only needs to meet the required balance during the 45-day maintenance period after the initial 30-day funding window.
The boosted APY also makes this more interesting than a typical savings bonus, especially since the 4.25% rate is fixed for six months from account opening.
Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses.
And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.
💡 Link & Full Details
- OFFER PAGE
- Promo Code: SAVE800
- Max Bonus: $800
- Account Type: Premium Savings
- Availability: Nationwide
- Type of Inquiry: Soft pull
- Direct Deposit Requirement: $20K-$100K
- Other Requirements: None
- Credit Card Funding: None
- Monthly Fee: None
- Early Account Closing Fee: None
- Expiration Date: 3/1/26
