Citi Dividend Categories for Q4 2021 Revealed
Citi has released the calendar for the fourth quarter of 2021 for the 5% Cash Back categories on the Citi Dividend card. This card is no longer available, but many people still have it. It has no annual fee and also comes with rotating 5% categories, similar to Chase Freedom Flex and Discover it.
The categories where you can earn 5% during the upcoming quarter of 2021 are:
- Restaurants
- Best Buy
You can sign up for these categories here, starting from 9/15/21. This offer starts within two business days of when you enroll, or October 1, 2021, whichever is later, and ends on December 31, 2021. During the offer period, you will earn an additional 4% cash back on purchases at eligible merchants. Your total annual (calendar year) cash back is limited to $300 and includes additional cash back earned in connection with this offer.
Guru’s Wrap-Up
The total cash back you can earn with the card is $300 per calendar year. So you’ll get 5% on up to $6,000 spend for the whole year and it could even be all in one quarter if you prefer. These are not the best categories, but hopefully they are useful for some people. You still have time to earn 5% cash back on the Q2 categories for now, Gas Stations and Home Improvement Stores
If you don’t have the Citi Dividend card, take a look at the new 5% card from Citi, the Custom Cash card.
