CIT Bank, Earn 4.10% APY with No-Penalty 11-Month CD

CIT Bank No-Penalty CD

CIT Bank, Earn 4.10% APY with No-Penalty 11-Month CD

CIT Bank is offering a 3.65% 4.10% APY for a no-penalty 11-month CD. This is one of the best interest rates out there, without needing to fulfill any monthly requirements. The account is free.

You will need a minimum of $1,000 to open your account. You can transfer funds with electronic transfer, mail in check, or wire.


Account features include:

  • No penalty to access funds if needed before maturity
  • No opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of FDIC. So you are insured up to $250,000 per depositor, for each account ownership category.


Guru’s Wrap-up

3.90% APY is a good rate right now, but rates are expected to keep going up. If you open this CIT Bank CD you will lock in this rate for 11 months, but you can withdraw the money at any moment without penalty.

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2 thoughts on “CIT Bank, Earn 4.10% APY with No-Penalty 11-Month CD”

    1. I’m an existing customer and was able to open up the No Penalty CD at that rate with no issue at all

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