Rakuten Offering 20K Amex/Bilt Points for Alliant Checking Account

Alliant Checking Account Bonus

🔃 Update (Dec 27, 2025) – This Rakuten bonus is now up to $200 or 20,000 Amex/Bilt points. You can see the bonus page here. If you don’t have a Rakuten account yet, you can also join now to earn a $50 or 5,000 Amex/Bilt points bonus. (HT: DoC)

1. Open, one new Alliant Credit Union Checking account
2. Initiate an initial deposit in the amount of $500.00+ at account opening 
3. Complete a subsequent Direct Deposit in the amount of $500.00+ into the new Alliant Checking account within 30 days of clicking the Rakuten link
4. Direct Deposits are defined as coming from an employer or government agency. The following do not constitute Direct Deposit activity: check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds). 
5. Your Alliant Checking Account must be open and in good standing and have a minimum balance of $1,000 on the 45th day after account opening.

Rakuten is offering a best ever bonus for the Alliant Credit Union Checking account. You can now earn $150 or 15,000 Membership Rewards points when you open a new account. Check out the details below.

Offer Details

Here’s how this offer works:

• Log in, or create a Rakuten account first (earn $30 bonus as new user)
• Click through the Rakuten link and apply for, and open, one new Alliant Credit Union Checking account
• Complete a Direct Deposit in the amount of $500.00+ into the new Alliant Checking account within 30 days of clicking the Rakuten link. 

Alliant Checking accounts will be reviewed  to determine eligibility. If requirements have been met, Cash Back will be automatically added to your Rakuten account within 45 days.

Important Terms

• Existing Alliant Credit Union members, customers who are joint owners on an existing Alliant Credit Union account, and former Alliant Credit Union members or joint owners who closed an Alliant Credit Union membership within 180 days of establishing a new membership are not eligible.
• Only one $100 cash back offer per new Alliant member.
• All account applications are subject to approval by Alliant Credit Union. 

💡 Link & Full Details

• OFFER PAGE
• Max Bonus: $200
• Account Type: Alliant Credit Union Checking account
• Availability: Nationwide
• Type of Inquiry: Soft
• Direct Deposit Requirement: 2x$500
• Other Requirements: No
• Credit Card Funding: No
• Monthly Fee: None
• Early Account Closing Fee: Unknown
• Expiration Date: Unknown