Aldi Supermarkets Start Accepting Credit Cards

The German grocery chain Aldi offers cheap prices but until recently, only accepted cash and debit cards as forms of payment. That probably kept a few people away, since they couldn’t earn a 5% category bonus. But even without that 5%, Aldi was probably the better choice due to their low prices.

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Now they have started accepting Visa, Mastercard, Discover and American Express, so if you have one near you, you might want to check it out. There’s 6 of them in NYC and you can look for the one nearest you at their store locator. Based on a comparison done last year between Aldi’s and Walmart’s prices in Manhattan showed Aldi’s basket as 22% cheaper.

Is there a catch? Probably the only negative is that you might not always find everything you want. They don’t carry any brand names and usually have only about 5% of the inventory found in traditional grocery stores.

How Can they Offer These Low Prices?

  • Aldi sticks to private labels and offers fewer items than the typical grocery store (similar to Costco)
  • Aldi uses boxes instead of shelves, which makes restocking quicker
  • Stores utilize natural and energy efficient lighting to cut down on utility costs
  • Maximized efficiency that requires fewer employees
  • Bring your own bag, or pay for bags (I believe 10-20 cents)
  • Customers pay a quarter deposit to use shopping carts. You place your cart back and get your quarter back

Do you shop at Aldi? Let us know what you think.

2 thoughts on “Aldi Supermarkets Start Accepting Credit Cards

  1. Do you think Aldi will be categorized by CC as Groceries? Similar chains (Save A Lot, Food Basics, and Bottom Dollar that was bought by Aldi) are/were shown up as some other category and were not entitled to 5%.

    • I haven’t shopped at any of those stores, so I wouldn’t know. But Aldi showed up as groceries when I used my Chime card there and Trader Joe (owned by Aldi I believe) shows as groceries as well.

      Best way is to just test it yourself. It might even vary from one location to next.

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