Atmos Ascent Card 85K Bonus
The Atmos™ Rewards Ascent Visa Signature® Card is once again offering it’s best welcome bonus of 85,000 points. The spending requirement has increased a bit from $4,000 to $4,500, but this is still a pretty good offer those invested in the Atmos Rewards program. Let’s check out the details.
Offer Details
- Earn 85,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you spend $4,500 or more on purchases within the first 120 days of opening your account.
- Annual Fee: $95
- DIRECT LINK
This card may not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product.
Card Details
- Earn:
- 3X points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases
- 2X points for every $1 spent on eligible gas, EV charging station, cable, streaming services, and local transit (including rideshare) purchases
- 1X point per $1 spent on all other purchases.
- Earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America account.
- Free checked bag for cardholder who purchases airfare with their card, and up to 6 additional guests on same reservation.
- Priority boarding when you pay for your flight with your card.
- 20% rebate in the form of a statement credit on all onboard Alaska Airlines and Hawaiian Airlines food, beverage, and Wi-Fi purchases when you pay with your card.
- $100 off the purchase of an annual Alaska Lounge+ membership purchased with your Atmos™ Rewards Ascent card.
- Get a $99 Companion Fare (plus taxes and fees from $23) on Alaska Airlines or Hawaiian Airlines operated flights within North America, including Hawaii, each account anniversary after you spend $6,000 or more in prior anniversary year
- Earn 1 status point for every $3 spent in net purchases (exclusive of any fees, such as the annual fee) that post to eligible Atmos™ Rewards Ascent cards from January 1, 2025 through December 31, 2025, up to a maximum of 30,000 status points. Beginning in 2026, there will be no limit on the number of status points earned in a calendar year.
Bank of America Application Rules
- There’s no hard limit on the number of Bank of America credit cards that you can have at one time. But as most other banks, there’s a total credit limit that the bank is willing to extend to you based on your stated income, credit score and other factors. If you hit that limit, then you might need to move credit around to get approved for new credit cards.
- Bank of America has a 2/3/4 rule. That means that there’s a limit of two cards in the last two months, three cards in the last 12 months, and four cards in the last 24 months. This applies to Bank of America cards only.
- Then there’s a 3/12 or 7/12 rule, which applies to all newly opened cards. 3/12 is for those who don’t have a Bank of America deposit account, and 7/12 for those with a deposit account. So if you have a Bank of America checking account, you will only be declined for a new cards if you already have a total of 7 new cards in the last 12 months.
- It’s possible that they merge multiple applications in the same day into just one hard pull.
Guru’s Wrap-up
This offer matches the best ever bonus for the Atmos™ Rewards Ascent Visa Signature® Card. You will earn 85,000 bonus points after you spend $4,500 in the first 120 days, and you also get a $99 Companion Fare.
There’s a “Promotional Code” field in the application, but you can leave it blank. But if you have a code or can find one, then you should enter it as it earns a bonus for flight attendants if you use their code.
