American Express Unveils Revamped Consumer and Business Platinum Cards

Revamped Consumer and Business Platinum Cards

American Express today unveiled the revamped  U.S. Consumer and Business Platinum Cards. Available immediately, the updated Platinum Cards now offer expanded lifestyle and business benefits, promising over $3,500 in annual value, and a limited-edition mirror card design. 

U.S. Consumer Platinum Card® Members can now access annual lifestyle benefits, including new credits on eligible purchases with Resy, lululemon, Oura, Uber One Membership, and enhancements to existing hotel and digital entertainment credits. U.S. Business Platinum Card® Members can now access premium business and travel value annually, including a new hotel credit and credits on eligible purchases with Dell Technologies and Adobe, earn 2X Membership Rewards® points on key business purchases (points cap applies), and unlock additional statement credits that can be used in the following year worth up to $3,600 after spending $250,000 in a calendar year.

These credits are live for existing cardholders as well. Some of these new credits are delivered quarterly such as the Resy ($100 per quarter) and Lululemon ($75 per quarter). That means that you have about two weeks to use them in the third quarter. Even the improved Resy credit of $300 semi-annually is available for existing Platinum cardholders who have already used it.

New and existing U.S. Consumer and Business Platinum Card® Members can choose a new limited-edition mirror card design, in addition to existing card designs. Card Members will also have a new, innovative experience in the Amex App to easily enroll in benefits, track benefit usage, explore Resy restaurants, and view upcoming travel. U.S. Consumer Platinum Card® Members will also have access to enroll in exclusive Amex Offers for Hertz, JetBlue, Canada Goose, TUMI, and more, while U.S. Business Platinum Card® Members will have access to enroll in exclusive Amex Offers from brands like Hertz, Walmart Business, Squarespace, and more.

U.S. Consumer and Business Platinum Card® Members can continue to enjoy access to over 1,550 airport lounges, including 30 Centurion Lounges, Resy benefits at some of the most sought-after restaurants in the U.S., guaranteed 4 p.m. late check-out at more than 1,800 Fine Hotels + Resorts® properties booked through Amex Travel™, and many more premium experiences.

The new annual fee for each of the U.S. Consumer and Business Platinum Cards is $895. For Card Members who opened accounts before September 18, 2025, the new annual fee will go into effect at their next renewal date on or after December 2, 2025 (U.S. Business Platinum) or January 2, 2026 (U.S. Consumer Platinum).

U.S. Consumer Platinum Card®

The U.S. Consumer Platinum Card® is better than ever with new benefits and more value added to existing benefits, while keeping all existing benefits.

• ENHANCED – $600 Hotel Credit with Increased Value and Expanded Suite of Hotels: Up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through Amex Travel™ using the Platinum Card® (two-night minimum stay with The Hotel Collection). We make it easy to use this credit at more than 3,100 handpicked hotels, more global hotels than any other credit card company where you can access a special suite of benefits.
• NEW – $400 Resy Credit: Up to $100 in statement credits each quarter after Card Members use their Platinum Card® to make eligible purchases with Resy, including dining purchases at more than 10,000 U.S. Resy restaurants⁴. Enrollment required.
• ENHANCED – $300 Digital Entertainment Credit, with Increased Value and Expanded Suite of Partners: Along with the addition of Paramount+, YouTube Premium, and YouTube TV, the Digital Entertainment Credit has increased to up to $25 in statement credits each month (up to $300 each calendar year) after Card Members pay with their Platinum Card® on select digital subscriptions. New partners are in addition to the existing suite of partners, including Disney+, ESPN, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• NEW – $300 lululemon Credit: Up to $75 back in statement credits each quarter for eligible purchases at retail lululemon stores (excluding outlets) or lululemon.com in the U.S. when Card Members pay with the Platinum Card®. Enrollment required.
• NEW – $120 Uber One Membership Credit: Up to $120 in statement credits each calendar year after purchase of an auto-renewing Uber One membership in the U.S. with the Platinum Card®, adding to the existing Uber Cash benefit.
• NEW – $200 ŌURA Credit: Up to $200 back in statement credits each calendar year when Card Members use the Platinum Card® to purchase an ŌURA Ring through OURAring.com. Enrollment required.
• NEW – Premium Hotel Status: Card Members can receive complimentary Leaders Club Sterling Status from The Leading Hotels of the World® and enjoy exclusive benefits at more than 400 independent luxury hotels worldwide⁵ – including upgrade opportunities subject to availability, daily breakfast for two, and on-property perks. Enrollment required.

These benefits come in addition to those Card Members already enjoy, including $200 Uber Cash ($15 monthly, plus $20 bonus in December), $200 Airline Fee Credit for incidental fee purchases at one selected qualifying Airline, $100 Saks Fifth Avenue Credit ($50 semi-annually), $300 Equinox Credit, Walmart+ Monthly Membership Credit ($12.95 monthly), $209 CLEAR+ Credit, and 5X Membership Rewards® points for every dollar spent (up to $500k annually) on eligible flights and every dollar spent on prepaid hotels booked through Amex Travel™, as well as other benefits. 

The welcome bonus strangely has not changed. You can earn a bonus AS HIGH AS 175,000 Membership Rewards® points after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. It can go as low as 80,000 Membership Rewards® points.

Terms and limitations apply to all benefits. Get complete details on the U.S. Consumer Platinum Card® changes.

U.S. Business Platinum Card®

American Express pioneered the premium business card, and the U.S. Business Platinum Card® provides a Membership experience that helps Card Members do business more efficiently and effectively. With benefits that support businesses as they grow, award-winning global service, and more business and travel value than ever before, the Card now offers:

• ENHANCED – 2X Membership Rewards®: Earn 2X Membership Rewards® points (up to $2,000,000 in purchases) on eligible purchases in key business categories:
  • U.S. construction material and hardware suppliers
  • U.S. electronic goods retailers and software & cloud system providers
  • U.S. shipping providers, or
  • Eligible purchases of $5,000 or more.
  • This is in addition to: 
    • 5X Membership Rewards: Earn 5X points on flights and prepaid hotels booked through AmexTravel.com. 
    • 1X Membership Rewards: Earn 1X points on all other purchases. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• NEW – $600 Hotel Credit: Get up to $300 in statement credits semi-annually for up to a total of $600 each calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through Amex Travel™ using the Business Platinum Card® (two-night minimum stay with The Hotel Collection) at more than 3,100 handpicked hotels, more hotels than any other credit card company where you can access a special suite of benefits⁷.
• NEW – Premium Hotel Status: Card Members can receive complimentary Leaders Club Sterling Status from The Leading Hotels of the World® and enjoy exclusive benefits at more than 400 independent luxury hotels worldwide – including upgrade opportunities subject to availability, daily breakfast for two, and on-property perks. Enrollment required.
• NEW – $1,150 Dell Technologies Credit: Card Members can upgrade their tech with the latest PCs, tech accessories, and more. Get up to $150 in statement credits on U.S. purchases directly with Dell Technologies and an additional $1,000 statement credit after spending $5,000 or more on those purchases per calendar year. Enrollment required.
• NEW – $250 Adobe Credit: Get a $250 statement credit on popular Adobe products like Acrobat and Adobe Express after spending $600 or more on U.S. purchases directly with Adobe per calendar year. Enrollment required.
• NEW – Additional $3,600 in Statement Credits for Flights and American Express One AP®: Unlock up to $3,600 in additional statement credits for use in the following calendar year after spending $250,000 on eligible purchases in a calendar year, including: 
  • NEW – $1,200 Amex Travel Online Flight Credit: Unlock up to $1,200 in statement credits for use in the next calendar year on flights booked on AmexTravel.com. 
  • NEW – $2,400 One AP® Statement Credit: Unlock up to $2,400 in statement credits for use in the next calendar year on monthly fees for American Express One AP®, American Express’ digital accounts payable product that automates supplier payments on one platform.
• UPDATED – 35% Airline Bonus: Get 35% points back after using Pay with Points for flights booked through Amex Travel with one of nine selected qualifying airlines, up to 1,000,000 points back per calendar year.

These benefit updates are in addition to existing benefits that help Card Members run and grow their businesses, such as the $360 Indeed Credit (up to $90 quarterly) and $120 Wireless Credit (up to $10 monthly), and travel for business, such as the $200 Hilton Credit (up to $50 quarterly), $209 CLEAR+ Credit, and $200 Airline Fee Credit for incidental fee purchases at one selected qualifying airline. The Business Platinum Card® will continue to offer flexible Card features for cash flow management, like No Preset Spending Limit, where the amount Card Members can spend adapts based on factors like purchase, payment and credit history, and Pay Over Time, which gives Card Members the option to carry a balance with interest on eligible charges or pay the balance in full each month.

Card Members can also request Employee Business Platinum Cards for an additional $400 per Card annually. They offer employees access to 30 Centurion Lounges, 10 complimentary Delta Sky Club visits when flying an eligible Delta flight, complimentary Marriott Bonvoy® Gold Elite status, and complimentary Hilton Honors Gold status. There is also an Employee Business Expense Card option with no annual fee offering limited benefits.

New cardmembers can earn 200,000 Membership Rewards® Points after you spend $20,000 in eligible purchases on your new Card within the first 3 months of Card Membership. While that’s the official offer, you can try the usual tricks to find offers for 250K and even the best ever 300K bonus.

Terms and limitations apply to all benefits. Get complete details on the U.S. Business Platinum Card® changes.

New Amex App Experience

U.S. Consumer and Business Platinum Card® Members now have access to a new Amex app experience exclusively designed for Platinum. It offers new Card Members a seamless way to set up and manage their account and explore the full suite of Membership benefits. New and existing Basic Card Members can also enroll in and track select benefits and statement credits, explore Resy restaurants, and view upcoming travel. Get more details on this new experience.