Beneficial Bank, which has branches in NJ and PA is offering Beneficial Visa Gift Cards that can be used just like a credit card or debit card, and – a special perk for Beneficial customers only – have no purchase fee. This card is issued by Beneficial Bank under license from VISA. You can find your nearest location here if you leave in the area.

Guru’s Wrap-Up
I’m not familiar with the bank and I’m not sure how the process is for purchasing these gift cards, or what limitations they have, if any. The no fee cards are only available to Beneficial Bank customers only, so if you opened an account with their bonus offer that just expired you could go to a branch and check it out. Otherwise, you can wait till this bonus comes back.
