CIT Bank Platinum Savings APY Boost
The CIT Platinum Savings account has a APY Boost Promotion running through 4/13/2026. This account currently earns 3.75% APY, but new and existing account holders can earn a boost of 0.35% for six months. That means that you can earn 4.10% APY. Check out the details of the promotion below.
Platinum Savings APY Boost Promotion Details
New and existing CIT Platinum Savings accounts can earn a boost of 0.35% APY for six month over standard APY. That means that:
- With 6 months boost you earn:
- 4.10% APY with Balance over $5,000
- 0.60% APY with Balance les than $5,000
- After 6 months boost you continue to earn:
- 3.75% APY with Balance over $5,000
- 0.25% APY with Balance les than $5,000
About this Account
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Tiered account
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$100 minimum account opening
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Member FDIC
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No Monthly Service fees
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No account opening fees
Important Terms
- The Platinum Savings APY Boost promotion may not be combined with other promotions.
- Customers are ineligible to participate in the Platinum Savings APY Boost promotion if:
- They are earning an APY over the standard rate.
- They participated in a cash bonus promotion in the past 6 months.
- New customers must open a Platinum Savings account with a valid Promo Code, CITBOOST. The Platinum Savings APY Boost Promo Code will appear on the online account opening enrollment web page. Must use Promo Code at the time of account opening. Accounts opened during the program period without the Promo Code are ineligible to receive the APY boost.
- Customers without a Platinum Savings account open prior to the Promotion must open a new Platinum Savings account via the enrollment web page using Promo Code CITBOOST.
- Customers with a Platinum Savings account opened prior to the promotion may enroll their current Platinum Savings account into the Platinum Savings Boost promotion via the enrollment web page using Promo Code CITBOOST.
- Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice.
- This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria. Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion.
- The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate. The Promotion begins on February 13, 2026, and ends April 13, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6-month period outlined in the terms and conditions. The promotion can end at any time without notice.
Guru’s Wrap-up
With this promotion you can earn 4.10% APY for six months if you have $5,000 or more in your new or existing CIT Bank Platinum Savings account.
Just keep in mind that you will not be eligible if you participated in a cash bonus promotion in the past 6 months.
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