End of Month Checklist: Use Your Monthly/Quarterly Credit Card Benefits

End of Month Checklist

The month of September is almost over, so this is a good time to take a look at any credits and offers that you need to use or take advantage of before the month ends. There are several credit cards that offer monthly credits that expire if you don’t use use them, plus some valuable quarterly, semi-annual and annual credits. So this is a good time to take a look at everything available to you and make sure that you don’t miss anything. 

Hopefully this end of month checklist will help some you cash in on some last minute savings and deals!

Monthly Credits 

• Platinum Card® from American Express
  • $15 Uber Cash each month for Uber Eats orders or Uber rides in the U.S. ($35 in December).
  • $25 entertainment credit  for Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Up to $300 annually. Enrollment required.
  • $12.95 Walmart+ monthly membership credit.
• American Express® Gold Card
  • $10 dining credit for Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations. Up to $120 annually. Enrollment required.
  • $10 Uber Cash each month for Uber Eats orders or Uber rides in the U.S.
  • $7 Dunkin credit (up to $84 annually). Enrollment required.
• American Express Business Gold Card
  • $20 for purchases at FedEx, Grubhub, and office supply stores. Up to $240 annually. Enrollment required.
  • $12.95 Walmart+ monthly membership credit.
• The Business Platinum Card® from American Express
  • $10 in statement credits per month for wireless telephone service purchases
• Amex Delta Cards
  • Delta Reserve: $20 Resy credit
  • Delta Reserve Business: $20 Resy credit
  • Delta Platinum: $10 Resy credit
  • Delta Platinum Business: $10 Resy credit
• Marriott Bonvoy Brilliant® American Express® Card
  • $25 dining credit for eligible purchases at restaurants worldwide.
• Chase Sapphire Reserve
  • $10 Lyft credit 
  • $10 Peloton credit 
  • $25 DoorDash credit ($5 for restaurant orders and two $10 promos for non-restaurants) 
• Chase Sapphire Reserve for Business
  • $25 DoorDash credit ($5 for restaurant orders and two $10 promos for non-restaurants) 
  • $10 Lyft credit 
• Chase Sapphire Preferred 
  • $10 DoorDash credit for non-restaurant purchases
• Chase United Cards Rideshare Credit
  • United Explorer: $5 in monthly credits
  • United Quest: $8 in monthly credits, $12 in December
  • United Business: $8 in monthly credits, $12 in December
  • United Club Infinite: $12 in monthly credits, $18 in December
  • Club Business: $12 in monthly credits, $18 in December
• Chase Credit Cards Instacart Credit
  • Up to $20 in Instacart monthly credits for Ink and Co-Brand cards
• Citi/AAdvantage Executive Mastercard
  • $10 per monthly billing statement on Grubhub purchases, for a total of up to $120/year.
  • After taking 3 Lyft rides in a calendar month, earn a $10 Lyft credit, for a total of up to $120/year.
• World Legend/Elite Mastercards
  • $10 off your second Instacart order each month
  • $5 monthly Lyft credit after three rides

Other Annual, Semi-Annual and Quarterly Credits

• Platinum Card® from American Express
  • $600 Hotel credit ($300 semi-annually) for Fine Hotels + Resorts and The Hotel Collection
  • $400 Resy credit ($100 quarterly)
  • $300 Lululemon credit ($75 quarterly)
  • $200 annually in Airline Incidental credits.
  • $100 Saks Fifth Avenue credit ($50 semi-annually)
  • $209 annually in statement credits for a CLEAR® Plus membership
• The Business Platinum Card® from American Express
  • $600 Hotel credit ($300 semi-annually) for Fine Hotels + Resorts and The Hotel Collection
  • $150 Dell credit (plus another $1,000 credit if you spend $5,000 at Dell)
  • $200 Airline Incidental Credit every calendar year.
  • $200 credit ($50 quarterly) for purchases within the Hilton portfolio
  • $209 annually in statement credits for a CLEAR® Plus membership
• American Express® Gold Card
  • $100 Resy credit ($50 semi-annually)
• Hilton Honors American Express Aspire Card
  • $400 credit ($200 semi-annually) for purchases at participating Hilton Resorts.
  • $200 airline credit ($50 quarterly) for booking direct or through AmexTravel.com
  • $209 annually in statement credits for a CLEAR® Plus membership
  • Free Night Reward upon renewal. Plus Free Night after you spend $30,000 in a calendar year and an additional Free Night Reward after you spend $60,000.
• Hilton Honors American Express Surpass Card
  • $200 credit ($50 quarterly) for purchases within the Hilton portfolio
  • Free Night Reward after you spend $15,000 in a calendar year.
• The Hilton Honors American Express Business Card
  • $240 credit ($60 quarterly) for purchases within the Hilton portfolio
• Amex Delta Cards
  • Delta Reserve Business: $250 annually for Delta Stays bookings
  • Delta Reserve: $200 annually for Delta Stays bookings
  • Delta Platinum Business: $200 annually for Delta Stays bookings
  • Delta Platinum: $150 annually for Delta Stays bookings
  • Delta Gold Business: $150 annually for Delta Stays bookings
  • Delta Gold: $100 annually for Delta Stays bookings
• Chase Sapphire Reserve
  • $300 annual travel credit
  • $500 credit for stays with The Edit
  • $250 Credit for select Chase Travel Hotels (starts 2026)
  • $300 annual Dining Credit ($150 semi-annually) for dining at restaurants in Sapphire Reserve Exclusive Tables
  • $300 in StubHub credits ($150 semi-annually)
• Chase Sapphire Reserve for Business
  • $300 annual travel credit
  • $500 credit for stays with The Edit
  • $250 Credit for select Chase Travel Hotels (starts 2026)
  • $100 credits for gift cards at giftcards.com/reservebusiness ($50 semi-annually)
  • $400 ZipRecruiter Credit ($200 semi-annually)
  • $200 Google Workspace Credit
• Chase United Cards
  • United Explorer:
    • $50 annual Avis/Budget credit (2x$25)
    • $100 annual United Hotels credit ($2x$50)
    • $100 annual JSX credit
  • United Quest:
    • $80 annual Avis/Budget Credit (2x$40)
    • $200 annual United Travel Bank credit
    • $150 annual Renowned Hotels & Resorts credit
    • $150 annual  JSX Credit
  • United Business:
    • $50 annual Avis/Budget Credit (2x$25)
    • $150 annual Renowned Hotels & Resorts credit
    • $100 annual  JSX credit
  • United Club Infinite:
    • $100 annual Avis/Budget Credit (2x$50)
    • $200 annual Renowned Hotels & Resorts Credit
    • $200 annual  JSX Credit
  • United Club Business:
    • $100 annual Avis/Budget Credit (2x$50)
    • $200 annual Renowned Hotels & Resorts Credit
    • $200 annual  JSX Credit
• The Ritz-Carlton Card
  • $300 Airline Incidental Statement credit. Must request it.
• Chase DoorDash Credit
  • $10 quarterly DoorDash credit for non-restaurant purchases for Freedom and Slate cards
• Chase Sapphire Preferred
  • $50 annual Chase Travel Hotel Credit
• IHG One Rewards Premier Card
  • $50 United TravelBank Credit ($25 semi-annually)
• IHG One Rewards Premier Business Card
  • $50 United TravelBank Credit ($25 semi-annually)
• Citi Strata Elite
  • $300 Annual Hotel Benefit for stay of 2+ nights booked through cititravel.com.
  • $200 credit for up to 2 of the following brands: 1stDibs, American Airlines (exclusions apply), Best Buy®, Future Personal Training, and Live Nation
  • $200 Annual Blacklane® Credit ($100 semi-annually)
• Citi Strata Premier
  • $100 off a single hotel stay of $500 or more (excluding taxes and fees) booked through cititravel.com
• Citi/AAdvantage Executive Mastercard
  • $1 credit per $1 spent on Avis or Budget car rentals, up to $120 every calendar year.
• Capital One Venture X
  • $300 annual credit (based on cardmember year) for Capital One Travel bookings.
• Capital One Venture X Business
  • $300 annual credit (based on cardmember year) for Capital One Travel bookings.
• U.S. Bank Altitude Reserve
  • $325 annual credit for travel or dining purchases.
• U.S. Bank Triple Cash Business Card
  • $100 annual credit for recurring software subscriptions after 11 consecutive months of eligible purchases, even if you pay less than $100 in total.
• Bank of America Premium Rewards Elite Card
  • $300 Airline Incidental Statement credit
  • $150 for lifestyle conveniences including video streaming services, food delivery, fitness subscriptions and rideshare
• Bank of America Premium Rewards Card
  • $100 Airline Incidental Statement credit
• City National Bank Crystal Visa Infinite Card
  • $350 Airline Incidental Statement credit for domestic airlines.
• PenFed Pathfinder Rewards Visa Signature Card
  • $100 Airline Incidental Statement credit for domestic airlines.
• Walmart+ (Free with Amex Platinum)
  • Free Whopper with any purchase every 3 months.