Chase Sapphire Reserve, Targeted Offer for 100K Points & Waived Annual Fee
The current welcome bonus for the Chase Sapphire Reserve card is 50,000 points. This is a card that has a $550 annual fee, but that bonus alone is worth $750 at least and over $1,000 for those who can maximize points by transferring to travel partners. The card also has tons of additional benefits that will offset part of the annual fee.
But now there are reports of a best ever offer that will get you double the public bonus and the annual fee is also waived. This is a targeted offer, so only a select few will probably be eligible, but we can take a look at the possibilities that are out there.
Offer
- Earn 100,000 Ultimate Rewards points after you spend $10,000 with your new card. It’s not clear how many months you get do complete the spending.
- Annual fee of $550 is waived the first year.
- Authorized user fee of $75 is waived for 2 additional cards.
This was a pre-approved offer that was sent out by mail and reported at FICOforums. The person who reported the offer said that he has around $50,000+ on in a Chase Premier Plus Checking account. he also has about $1M in total credit limits across all his credit cards. So this is not your average Chase customer.
Card Details
- Earn:
- 8x Chase Travel bookings for hotels, cars and flights
- 5x total points on Lyft rides through Sept 30, 2027
- 4x on hotels and flights booked direct
- 3x points on dining at restaurants worldwide, including eligible delivery.
- 1x on all other purchases.
- Transfer 1:1 to many Ultimate Reward travel partners
- $300 Travel Credit
- $500 The Edit Credit (2x$250): Starting January 1, 2026, enjoy up to $500 in automatic statement credits annually for prepaid bookings made with The Edit, with a maximum of $250 per transaction. Two-night minimum applies.
- $250 Credit for Select Chase Travel Hotels: Starting January 1, 2026, get up to $250 in statement credits through December 1, 2026 on prepaid Chase Travel hotel bookings.
- Complimentary access to every Chase Sapphire Lounge by The Club with up to two guests, plus access to 1,300+ Priority Pass airport lounges worldwide. Also get access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with an eligible boarding pass.
- $120 Global Entry, TSA Precheck or Nexus credit every four years
- $300 dining credit ($150 semi-annually) and primetime reservations at Sapphire Reserve Exclusive Tables, available for booking on OpenTable
- $300 DoorDash credit via $25/month
- $120 DoorDash membership
- Complimentary subscriptions to Apple TV+ and Apple Music
- $300 annual StubHub credit on concert and event tickets
- $120 Lyft credit via $10/month
- $120 Peloton credit via 10x $10/month
- Complimentary IHG® Platinum Elite status until December 21, 2027
- Points Boost Program for Chase Travel bookings
- Complimentary lounge access at over 900+ lounges
- Visa Infinite perks
- No Foreign Transaction Fees
- Pay Yourself Back (up to 1.5¢ redemption for Ultimate Rewards points)
- After spending $75,000, you get:
- $500 Southwest credit
- Southwest A-List status
- IHG One Rewards Diamond Elite Status
- $250 credit for purchases at The Shops at Chase
- Annual Fee:
- Primary cardholder: $795
- Authorized users: $195
Warranties, Insurance, & Protections
- Free roadside assistance 24 hours a day, 365 days a year by calling 1-866-860-7978. Includes free battery boost, flat tire service, 2 gallons of fuel delivery, towing, or lockout assistance.
- Primary car rental CDW coverage worldwide.
- Extended manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Purchase protection for your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.
- Return protection for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year.
- Lost luggage insurance of $3,000 per person per trip.
- Baggage delay reimbursement of $100 per day per person (max of 5 days) for essential items needed (Clothing, toiletries, charger, etc) for delays more than 6 hours.
- Trip delay reimbursement of $500 per person for reasonable expenses (Hotel, food, toiletries, medicine, etc) required for delays more than 6 hours.
- Trip cancellation and trip interruption insurance of $10,000 per trip or $20,000 per trip with multiple travelers.
- Emergency Medical and Dental Benefit when traveling more than 100 miles from home.
- Emergency Evacuation and Transportation insurance when traveling more than 100 miles from home.
- $1,000,000 in travel accident insurance.
Guru’s Wrap-up
Chase Sapphire Reserve is a great card to have in your wallet. If you can get it with a 100K bonus and waived annual fee it gets way better. The bonus alone easily gets you a value of $1,500 or more and then you are saving an additional $550 with the waived annual fee for the first year.
The card also earn 3X Points on travel and dining at restaurants, gets $300 in annual travel credits and currently has some additional benefits that make points more valuable. If you are targeted for this offer and are eligible for the bonus, then it’s a no-brainer. But I would think that very few people are receiving this amazing offer. If you want the card and didn’t get this offer, then you can only get 50K points with a $550 annual fee.
