Capital One Spark Cash Card $1,500 Bonus
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Capital One brought back the Capital One Spark Cash Card late last year, a product which had not been available for applications since 2021. The normal bonus on this card has been $750 since then. Now the bonus has been doubled and new cardholders can earn $1,500. Let’s see the details.
Signup Bonus
- For a limited time, earn a one-time $1,500 cash bonus when you spend $15,000 in the first 3 months.
- $0 Intro annual fee for the first year, and then $95 after that.
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Card Details
- Unlimited 2% Cash Back: Earn 2% cash back for your business on every purchase, everywhere, with no limits or category restrictions.
- Travel Rewards: Earn unlimited 5% cash back on hotels and rental cars booked through our travel booking site, where you’ll get the best prices on thousands of trip options.
- Rewards Don’t Expire: Rewards won’t expire for the life of the account and you can redeem your cash back for any amount.
- No Foreign Transaction Fees: Make purchases outside of the U.S. with zero transaction fee.
- Virtual Card Numbers: Make safer payments online without exposing your actual card number with merchants.
Guru’s Wrap-up
The Capital One Spark Cash Card is different from the other two, similarly named business products, Spark Cash Plus and Spark Cash Select. Those are charge cards. That means that all charges made on these cards are due and payable in full when you receive your periodic statement. The Capital One Spark Cash Card is still a business credit card, and not a charge card.
Now the card also has a much better welcome bonus of $1,500 after spending $15,000 in the first three months. The annual fee is still waived for the first year as well. The card also earns 2% back on all purchases, so you will get a total of $1,800 once you complete the spending.
It’s also worth noting that you can convert the cash back earned with this card to miles. You can transfer the cash back to a miles earning card such as Venture X for example. You can do this online if you’re transferring to yourself, or call in if it’s for someone else in your household.
